12 Banking Risk jobs in Ireland
Credit Risk Specialist
Dublin, Leinster
TD Bank
Posted today
Job Viewed
Job Description
**Work Location** :
Dublin, Ireland
**Hours:**
35
**Line of Business:**
Risk Management
**Pay Details:**
We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.
**Job Description:**
**Department Overview:**
The Credit Risk Management team contributes to the successful achievement of business and strategic objectives of TD Global Finance ("TDGF") by providing credit risk expertise and oversight, and enabling the business and corporate support functions to effectively manage their credit risk exposures to an acceptable level.
**Job Accountabilities:**
The TDGF Credit Risk Specialist will support the TDGF Credit Risk Manager and CRO in the management of TDGF's Credit Risk.
+ Provide accurate, complete, objective assessment of all key credit risks in TDGF through the identification, understanding and control of these risks
+ Responsible for local approval of TDGF credit limits and reviews (within their authority limit) in addition to the TD Bank Group credit adjudication process, including:
+ Verifying that risk ratings are assigned accurately
+ Playing a consultative and advisory role by sharing specialised knowledge and providing reasons/logic for own or bank decisions
+ Developing and maintaining sound knowledge of specific industries, and of the related appropriate lending structures
+ Keeping abreast of market and competitive forces in Europe, North America and internationally
+ Initiating appropriate action on major accounts where the risk to the bank is deteriorating
+ Support the TDGF Credit Risk Manager and CRO in the expansion of 2nd line Credit Risk Management activities to support strategic growth and development of TD Securities' European business
+ Assist in the specification of entity-specific credit risk limits for TD Securities' European business
+ Support the risk assessment process and development of the risk appetite statement for credit risk
+ Support the TDGF Credit Risk Manager in verifying that global credit policies, procedures and associated models are appropriate to the operations of TDGF and TD's European strategy
+ Responsible for the timeliness and accuracy of local credit risk reporting of credit exposures and credit risk management activities, providing ad-hoc bespoke reporting on specific sectors or portfolios when appropriate
+ Provide analysis, interpretation and consolidation of credit risk reporting and outputs for submission to TDGF Senior Management and Committees
+ Review breaches of credit risk limits, ensuring any limit exceptions are escalated and actioned appropriately
+ Monitor European regulatory requirements with regard to credit risk, communicating any changes or potential compliance gaps relevant to TDGF to the TDGF Credit Risk Manager
+ Support the TDGF Credit Risk Manager and CRO in regulatory engagement, queries and remediation activities
+ Provide specialised knowledge on European regulatory requirements with regard to credit risk and related activities, ensuring applicable policies and procedures remain compliant at all times
+ Contribute to TDGF's capital management activities, including Large Exposure and economic capital considerations
+ Engage with TDBG management teams and forums to develop and maintain sound knowledge of counterparty credit risk management including stress testing, margin period of risk and wrong way risk, providing specialist knowledge with regard to the impact on TDGF, or European regulatory considerations where appropriate
+ Support the TDGF Credit Risk Manager in the management of concentration risk in TDGF including country risk, industry risk, and counterparty group exposure in the portfolios in accordance with policy, with particular regard to local legal entity capital management and related reporting considerations such as Connected Clients and Large Exposure management
+ Provide oversight, monitoring, control and challenge of outsourced credit risk activities
+ Responsible for good conduct and for contributing to the identification and management of Conduct Risk within the Risk Management function
**Key Responsibilities and Accountabilities:**
+ Manage the timely and efficient flow of local credit approval requests for limits, reviews, breaches, policies and procedures
+ Manage timely and accurate local credit risk reporting in line with credit policy requirements as well as ad-hoc requests when appropriate
+ Develop and maintain excellent understanding of all policies relating to all products and services with inherent credit risk
+ Monitor the effectiveness of risk policies and procedures, including compliance with European regulatory requirements
+ Be a trusted advisor and first point of contact on legal entity credit risk queries and requirements for the European business
**Skills and Experience:**
+ Business Acumen - a strong understanding of both capital markets activities and commercial/wholesale lending, with demonstrated experience of over 7 years in credit analysis and/or credit risk management within the Financial Institution, Corporate, Sovereign, Supranational, and Agency segments
+ Relationship Building - demonstrated ability to develop and maintain strong relationships with internal partners and business segments
+ Expertise in European Regulation - previous experience in regulatory interactions and reviews is an advantage
+ Execute with speed - ability to manage details but can filter out extraneous information and efficiently move requests through the credit decisioning process
+ Attention to detail - ability to manage and monitor policy and regulatory requirements for a wide range of credit risk activities is essential
+ Strategic Thinking - motivated to continuously find ways to assess risks, enhance capabilities and processes, and generally strive to do things better
+ Impact and Influence - proven leadership and ability to effectively collaborate, manage stakeholders and impact and influence others
+ Organisational Awareness - knowledge in how to engage within a large organisation to get things done
**Who We Are**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
Dublin, Ireland
**Hours:**
35
**Line of Business:**
Risk Management
**Pay Details:**
We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.
**Job Description:**
**Department Overview:**
The Credit Risk Management team contributes to the successful achievement of business and strategic objectives of TD Global Finance ("TDGF") by providing credit risk expertise and oversight, and enabling the business and corporate support functions to effectively manage their credit risk exposures to an acceptable level.
**Job Accountabilities:**
The TDGF Credit Risk Specialist will support the TDGF Credit Risk Manager and CRO in the management of TDGF's Credit Risk.
+ Provide accurate, complete, objective assessment of all key credit risks in TDGF through the identification, understanding and control of these risks
+ Responsible for local approval of TDGF credit limits and reviews (within their authority limit) in addition to the TD Bank Group credit adjudication process, including:
+ Verifying that risk ratings are assigned accurately
+ Playing a consultative and advisory role by sharing specialised knowledge and providing reasons/logic for own or bank decisions
+ Developing and maintaining sound knowledge of specific industries, and of the related appropriate lending structures
+ Keeping abreast of market and competitive forces in Europe, North America and internationally
+ Initiating appropriate action on major accounts where the risk to the bank is deteriorating
+ Support the TDGF Credit Risk Manager and CRO in the expansion of 2nd line Credit Risk Management activities to support strategic growth and development of TD Securities' European business
+ Assist in the specification of entity-specific credit risk limits for TD Securities' European business
+ Support the risk assessment process and development of the risk appetite statement for credit risk
+ Support the TDGF Credit Risk Manager in verifying that global credit policies, procedures and associated models are appropriate to the operations of TDGF and TD's European strategy
+ Responsible for the timeliness and accuracy of local credit risk reporting of credit exposures and credit risk management activities, providing ad-hoc bespoke reporting on specific sectors or portfolios when appropriate
+ Provide analysis, interpretation and consolidation of credit risk reporting and outputs for submission to TDGF Senior Management and Committees
+ Review breaches of credit risk limits, ensuring any limit exceptions are escalated and actioned appropriately
+ Monitor European regulatory requirements with regard to credit risk, communicating any changes or potential compliance gaps relevant to TDGF to the TDGF Credit Risk Manager
+ Support the TDGF Credit Risk Manager and CRO in regulatory engagement, queries and remediation activities
+ Provide specialised knowledge on European regulatory requirements with regard to credit risk and related activities, ensuring applicable policies and procedures remain compliant at all times
+ Contribute to TDGF's capital management activities, including Large Exposure and economic capital considerations
+ Engage with TDBG management teams and forums to develop and maintain sound knowledge of counterparty credit risk management including stress testing, margin period of risk and wrong way risk, providing specialist knowledge with regard to the impact on TDGF, or European regulatory considerations where appropriate
+ Support the TDGF Credit Risk Manager in the management of concentration risk in TDGF including country risk, industry risk, and counterparty group exposure in the portfolios in accordance with policy, with particular regard to local legal entity capital management and related reporting considerations such as Connected Clients and Large Exposure management
+ Provide oversight, monitoring, control and challenge of outsourced credit risk activities
+ Responsible for good conduct and for contributing to the identification and management of Conduct Risk within the Risk Management function
**Key Responsibilities and Accountabilities:**
+ Manage the timely and efficient flow of local credit approval requests for limits, reviews, breaches, policies and procedures
+ Manage timely and accurate local credit risk reporting in line with credit policy requirements as well as ad-hoc requests when appropriate
+ Develop and maintain excellent understanding of all policies relating to all products and services with inherent credit risk
+ Monitor the effectiveness of risk policies and procedures, including compliance with European regulatory requirements
+ Be a trusted advisor and first point of contact on legal entity credit risk queries and requirements for the European business
**Skills and Experience:**
+ Business Acumen - a strong understanding of both capital markets activities and commercial/wholesale lending, with demonstrated experience of over 7 years in credit analysis and/or credit risk management within the Financial Institution, Corporate, Sovereign, Supranational, and Agency segments
+ Relationship Building - demonstrated ability to develop and maintain strong relationships with internal partners and business segments
+ Expertise in European Regulation - previous experience in regulatory interactions and reviews is an advantage
+ Execute with speed - ability to manage details but can filter out extraneous information and efficiently move requests through the credit decisioning process
+ Attention to detail - ability to manage and monitor policy and regulatory requirements for a wide range of credit risk activities is essential
+ Strategic Thinking - motivated to continuously find ways to assess risks, enhance capabilities and processes, and generally strive to do things better
+ Impact and Influence - proven leadership and ability to effectively collaborate, manage stakeholders and impact and influence others
+ Organisational Awareness - knowledge in how to engage within a large organisation to get things done
**Who We Are**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
This advertiser has chosen not to accept applicants from your region.
0
Director of Credit Risk, EU
Kerry, Munster
€125000 - €150000 Annually
Monzo
Posted 1 day ago
Job Viewed
Job Description
Overview
We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award-winning customer service, we have a long history of creating magical moments for our customers. We're not about selling products - we want to solve problems and change lives through Monzo.
Monzo Europe is an Irish-based subsidiary of the Monzo Group which will, upon authorisation, be the base for Monzo's expansion as a bank in the European Union. We are looking for an experienced Director of Credit Risk to lead the development, implementation and oversight of the bank's credit risk framework in Europe. The Director of Credit Risk will provide 2nd line oversight of credit risk policies, processes and models, including Credit Strategy & Appetite Setting, Credit Planning & Forecasting, Credit Origination, Credit Assessment & Approval, Credit Operations & Servicing, Credit Risk Measurement & Modelling and Portfolio Analysis.
The senior leadership role demands a deep understanding of retail credit and applicable prudential regulation in the EU. The Director of Credit Risk will report directly to the Chief Risk Officer, Monzo Europe, and work closely with senior stakeholders across the organisation.
- Develop, implement and continuously enhance Monzo's Retail Credit Risk Framework for Europe, ensuring alignment with the entity's strategic objectives.
- Define, maintain and oversee the implementation of the Retail Credit Risk Appetite Statement, ensuring lending activity aligns with growth objectives and risk limits.
- Provide effective second-line oversight of Retail Credit Risk activities, including policies, underwriting and credit decisioning strategies, pricing and collections and recovery strategies.
- Lead regular reviews of the credit portfolio's asset quality, monitor performance trends and assess the adequacy of IFRS9 impairment provisions.
- Establish robust credit risk monitoring and early warning processes, delivering high-quality and timely credit management information and risk insights to senior internal and external stakeholders.
- Review, challenge and independently validate retail credit risk models including credit scorecards, IFRS9 ECL models, stress testing and internal credit risk capital assessment models.
- Chair and actively contribute to risk governance forums, including Credit Risk Committees, ensuring effective challenge, decision-making and escalation of material risks.
- Ensure ongoing compliance with Central Bank of Ireland requirements, including PCF-22 obligations, and support regulatory reporting and engagement as required.
Leadership
- Establish and lead the second line credit risk oversight function with effective delivery through adequate resourcing, processes and systems in Europe.
- Collaborate with other senior leaders and first line teams to ensure integrated, robust risk management and effective controls across the organisation.
- Provide expert guidance and strategic recommendations to senior management and the Board on credit risk matters, enabling informed decision-making.
- Engage with internal and external stakeholders, including Group functions and regulators, to align, make transparent, and strengthen EU credit risk management practices.
- Establish a robust credit risk management culture through training and awareness programmes.
- Contribute to the second line Risk Leadership Team (RLT) and foster collaboration across the organisation.
- You have a minimum of 10 years of experience in retail credit risk management, preferably in digital banking, fintech or consumer lending environments, with at least 5 years in a leadership credit risk role.
- You have detailed experience in consumer finance with strong knowledge of retail credit products including loans, cards and overdraft lending.
- You have detailed knowledge of IFRS9, CRR/CRD prudential regulation and regulatory expectations in Ireland and Europe (e.g., CBI, EBA, ECB/SSM, Basel).
- You have proficiency in credit risk modelling and measurement tools (decisioning scorecards, IFRS9 ECL models, PD and LGD models, etc.).
- You have proven experience in reviewing and validating credit risk models (scorecards, ECL, stress testing).
- You have excellent analytical, verbal and written communication skills, with the ability to influence and engage senior stakeholders.
- You have a track record of building and leading high-performing risk teams and influencing executive stakeholders.
- You thrive in a fast-paced environment, handling complexity with ease and communicating effectively.
- You are passionate about financial technology and motivated by the opportunity to be at the forefront of banking transformation in Ireland and the EU.
- You have experience setting up and running credit risk functions in Ireland / the EU.
- You have previously held a PCF-22 role or equivalent with a financial services institution in Ireland or an equivalent jurisdiction.
A competitive compensation package, including base salary and share options.
This role will be based in a Dublin office; however, you will be expected to travel to Monzo's head offices in London from time to time.
We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.
Annual Leave: 34 days including public holidays (24 holiday days + 10 public holidays).
€1,200 learning budget each year for books, training courses and conferences.
Pension scheme: minimum contribution 4% with Monzo matching up to 6%.
Wellbeing benefits: financial education, women's and men's health support, mental health benefits including coaching and counselling.
Application process- Introductory call with a member of the Talent Acquisition team.
- Four interviews testing technical and behavioural skills.
This process should take around 2-3 weeks. We aim to be flexible with your schedule.
We have guidelines on using Artificial Intelligence (AI) in applications and interviews at Monzo. You can read them here.
You'll hear from us throughout the process. If you have questions, please email . You can also use this email to request accommodations for disability, neurodiversity, or any other needs.
We will close this role when we have enough applications for the next stage. Please submit your application as soon as possible to avoid missing out.
Equal opportunitiesDiversity and inclusion are a priority for us. We are committed to fostering an inclusive environment for all employees. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.
We are an equal opportunity employer. All applicants will be considered without regard to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran status, neurodiversity or disability status.
If you have a preferred name, please use it to apply. We do not require full or birth names at the application stage.
Identity and demographic surveyOur goal is to make Monzo work for everyone, and this starts with a fair, engaged and innovative workplace. The demographic survey helps us understand the progress of different groups through our hiring process and where we need to improve inclusivity. Participation is voluntary and anonymous to Monzo; responses are used for equal opportunities monitoring in aggregated form.
- Voluntary . A "prefer not to say" option is available for every question.
- Anonymous to Monzo . Responses cannot be tied to you and will not affect the outcome of your application.
By filling out the survey, you agree to the described use of your responses. If you need adjustments to the hiring process due to disability or neurodiversity, please email us.
If you would like to share details about gender identity, sexual orientation, disability status, neurodiversity, ethnicity, or pronouns, please provide them where indicated in the form.
By checking the consent box, you agree to Monzo collecting and processing your demographic data as described above.
This advertiser has chosen not to accept applicants from your region.
1
Credit Risk Modelling (Senior Manager), Hybrid
Dublin, Leinster
Deloitte Ireland LLP
Posted today
Job Viewed
Job Description
Deloitte is the biggest professional services Firm in the world, and making an impact is more than just what we do: it's why we're here. We're driven to create positive progress for our clients, community, people, and the planet. This sense of purpose inspires us to work to the highest standards, to tackle the challenges that matter. D eloitte has been recognised as the #1 Financial Advisor for Global and Irish M&A deal activity in 2022. Agile business advisers can help organisations thrive in today's rapidly changing marketplace. Specialising in Mergers & Acquisitions, Debt & Capital Advisory, Valuations, Transaction Services and Restructuring & Forensic Services, our Financial Advisory experts offer global insights and local knowledge that combine world-class experience with breakthrough innovation and technology. Our team provide end-to-end tailored advisory solutions that can deliver impact, unlock, and preserve value in mergers and acquisitions, restructuring, investigations, and disputes, from strategy to execution and evaluation. We support our clients to drive businesses forward, making sure they meet demands for greater transparency, changing market conditions and complex regulatory requirements. About the role: Leading large and complex credit risk model development projects (IRB, IFRS9) with our clients; Training and mentoring junior colleagues; Developing market propositions; Taking a lead role in the wider Deloitte European and global prudential regulatory network to identify and deliver leading edge solutions; Developing your network in the local financial services community; Contributing to thought leadership on financial risk and prudential regulation topics. About you: Strong proven experience working in credit risk model development (IRB or IFRS9) Proven experience in alternate programming languages would be an advantage (e.g. R, SAS); Experience extracting and analysing data from complex data sets; Ability to turn data into insights and communicate insights effectively with our clients; Experience successfully delivering projects and ability to communicate complex concepts to non-expert audiences If you believe that you meet most of the criteria above, we encourage you to apply. Deloitte is an equal opportunities employer and will ensure any reasonable accommodations are implemented as part of the recruitment and selection process. What we offer Your reward at Deloitte is competitive, supports our purpose and enables our people to never stop growing. Your reward at Deloitte is not just your salary, we believe in investing in our people's personal and professional development and empowering their work-life balance. Our ambition is to achieve gender equality and enable continuous growth. We offer supports and benefits that suit you, wherever you are in life, including health and well-being, pension, savings, training, coaching and e nhanced leave options among others. Keep on being you. Bring your full, absolute self to work, every day. Explore, question and collaborate. Stretch your thinking, while building a career that inspires and energises you. And, whatever motivates you, keep growing both professionally and personally - because when you make an impact that matters, we do too. To be considered for this role you will be redirected to and must complete the application process on our careers page. To start the process click the Continue to Application or Login/Register to apply button below.
This advertiser has chosen not to accept applicants from your region.
2
Credit risk modelling (senior manager), hybrid
Dublin, Leinster
Deloitte Ireland LLP
Posted today
Job Viewed
Job Description
Deloitte is the biggest professional services Firm in the world, and making an impact is more than just what we do: it's why we're here.
We're driven to create positive progress for our clients, community, people, and the planet.
This sense of purpose inspires us to work to the highest standards, to tackle the challenges that matter.
D eloitte has been recognised as the #1 Financial Advisor for Global and Irish M&A deal activity in 2022.
Agile business advisers can help organisations thrive in today's rapidly changing marketplace.
Specialising in Mergers & Acquisitions, Debt & Capital Advisory, Valuations, Transaction Services and Restructuring & Forensic Services, our Financial Advisory experts offer global insights and local knowledge that combine world-class experience with breakthrough innovation and technology.
Our team provide end-to-end tailored advisory solutions that can deliver impact, unlock, and preserve value in mergers and acquisitions, restructuring, investigations, and disputes, from strategy to execution and evaluation.
We support our clients to drive businesses forward, making sure they meet demands for greater transparency, changing market conditions and complex regulatory requirements.
About the role: Leading large and complex credit risk model development projects (IRB, IFRS9) with our clients; Training and mentoring junior colleagues; Developing market propositions; Taking a lead role in the wider Deloitte European and global prudential regulatory network to identify and deliver leading edge solutions; Developing your network in the local financial services community; Contributing to thought leadership on financial risk and prudential regulation topics.
About you: Strong proven experience working in credit risk model development (IRB or IFRS9) Proven experience in alternate programming languages would be an advantage (e.g.
R, SAS); Experience extracting and analysing data from complex data sets; Ability to turn data into insights and communicate insights effectively with our clients; Experience successfully delivering projects and ability to communicate complex concepts to non-expert audiences If you believe that you meet most of the criteria above, we encourage you to apply.
Deloitte is an equal opportunities employer and will ensure any reasonable accommodations are implemented as part of the recruitment and selection process.
What we offer Your reward at Deloitte is competitive, supports our purpose and enables our people to never stop growing.
Your reward at Deloitte is not just your salary, we believe in investing in our people's personal and professional development and empowering their work-life balance.
Our ambition is to achieve gender equality and enable continuous growth.
We offer supports and benefits that suit you, wherever you are in life, including health and well-being, pension, savings, training, coaching and e nhanced leave options among others.
Keep on being you.
Bring your full, absolute self to work, every day.
Explore, question and collaborate.
Stretch your thinking, while building a career that inspires and energises you.
And, whatever motivates you, keep growing both professionally and personally - because when you make an impact that matters, we do too.
To be considered for this role you will be redirected to and must complete the application process on our careers page.
To start the process click the Continue to Application or Login/Register to apply button below.
We're driven to create positive progress for our clients, community, people, and the planet.
This sense of purpose inspires us to work to the highest standards, to tackle the challenges that matter.
D eloitte has been recognised as the #1 Financial Advisor for Global and Irish M&A deal activity in 2022.
Agile business advisers can help organisations thrive in today's rapidly changing marketplace.
Specialising in Mergers & Acquisitions, Debt & Capital Advisory, Valuations, Transaction Services and Restructuring & Forensic Services, our Financial Advisory experts offer global insights and local knowledge that combine world-class experience with breakthrough innovation and technology.
Our team provide end-to-end tailored advisory solutions that can deliver impact, unlock, and preserve value in mergers and acquisitions, restructuring, investigations, and disputes, from strategy to execution and evaluation.
We support our clients to drive businesses forward, making sure they meet demands for greater transparency, changing market conditions and complex regulatory requirements.
About the role: Leading large and complex credit risk model development projects (IRB, IFRS9) with our clients; Training and mentoring junior colleagues; Developing market propositions; Taking a lead role in the wider Deloitte European and global prudential regulatory network to identify and deliver leading edge solutions; Developing your network in the local financial services community; Contributing to thought leadership on financial risk and prudential regulation topics.
About you: Strong proven experience working in credit risk model development (IRB or IFRS9) Proven experience in alternate programming languages would be an advantage (e.g.
R, SAS); Experience extracting and analysing data from complex data sets; Ability to turn data into insights and communicate insights effectively with our clients; Experience successfully delivering projects and ability to communicate complex concepts to non-expert audiences If you believe that you meet most of the criteria above, we encourage you to apply.
Deloitte is an equal opportunities employer and will ensure any reasonable accommodations are implemented as part of the recruitment and selection process.
What we offer Your reward at Deloitte is competitive, supports our purpose and enables our people to never stop growing.
Your reward at Deloitte is not just your salary, we believe in investing in our people's personal and professional development and empowering their work-life balance.
Our ambition is to achieve gender equality and enable continuous growth.
We offer supports and benefits that suit you, wherever you are in life, including health and well-being, pension, savings, training, coaching and e nhanced leave options among others.
Keep on being you.
Bring your full, absolute self to work, every day.
Explore, question and collaborate.
Stretch your thinking, while building a career that inspires and energises you.
And, whatever motivates you, keep growing both professionally and personally - because when you make an impact that matters, we do too.
To be considered for this role you will be redirected to and must complete the application process on our careers page.
To start the process click the Continue to Application or Login/Register to apply button below.
This advertiser has chosen not to accept applicants from your region.
3
Financial Risk Senior Manager, Hybrid
Dublin, Leinster
Deloitte Ireland LLP
Posted today
Job Viewed
Job Description
Deloitte is the biggest professional services Firm in the world, and making an impact is more than just what we do: it's why we're here. We're driven to create positive progress for our clients, community, people, and the planet. This sense of purpose inspires us to work to the highest standards, to tackle the challenges that matter. D eloitte has been recognised as the #1 Financial Advisor for Global and Irish M&A deal activity in 2022. Agile business advisers can help organisations thrive in today's rapidly changing marketplace. Specialising in Mergers & Acquisitions, Debt & Capital Advisory, Valuations, Transaction Services and Restructuring & Forensic Services, our Financial Advisory experts offer global insights and local knowledge that combine world-class experience with breakthrough innovation and technology. Our team provide end-to-end tailored advisory solutions that can deliver impact, unlock, and preserve value in mergers and acquisitions, restructuring, investigations, and disputes, from strategy to execution and evaluation. We support our clients to drive businesses forward, making sure they meet demands for greater transparency, changing market conditions and complex regulatory requirements. . Our Services include: Internal governance and risk management relating to capital and liquidity, including ICAAP, ILAAP, Stress Testing and Recovery Planning development and review across the banking and investment firm sectors. Supervisory Review and Evaluation Process (SREP) readiness, preparation and response, including supporting clients in addressing regulatory findings relating to all risk types (including internal governance, capital, operational, credit, liquidity). Resolution Planning support across sectors, including banks, investment firms and insurers. Internal governance and risk management (e.g. three lines of defence assessment; Board and Committee performance; policy and procedure development). Regulatory Reporting implementation, governance and technical advice (e.g. on key regulations such as CRD/CRR, BRRD and related technical standards and guidance); Assessment and implementation of new and emerging regulations, including impact analyses of evolving regulatory obligations across all prudential risk categories. Second Line of Defence prudential risk monitoring. Third Line of Defence internal audit subject matter assistance. About The Opportunity: Taking a lead role in financial risk / prudential regulation related-projects with specific focus on SREP, internal governance and risk management relating to capital and liquidity. Leading the execution of engagements. Managing and developing more junior colleagues. Developing, maintaining and enhancing client relationships. Supporting the development and execution of our ambitious financial risk strategy. Working with the wider European and global regulatory network to identify and deliver leading edge solutions. Developing your network in the local financial services community. Contributing to thought leadership on financial risk and prudential regulation topics. About You: Substantial experience in capital and liquidity risk management, with strong SREP, ICAAP, ILAAP and Recovery and Resolution Planning expertise. Significant experience working in this field, with a preference for professional services experience and/or regulator experience. Proven track record of delivering work in fast-paced, dynamic environments. Ability to work independently and as part of teams of different sizes and types. Experienced in internal governance including capital and liquidity risk management framework design and development. Experienced in responding to regulatory requirements and monitoring and analysing regulatory change (i.e., evolving and new/emerging regulations). Desire to develop other prudential regulatory competencies, including across sectors. If you believe that you meet most of the criteria above, we encourage you to apply. Deloitte is an equal opportunities employer and will ensure any reasonable accommodations are implemented as part of the recruitment and selection process. What we offer Your reward at Deloitte is competitive, supports our purpose and enables our people to never stop growing. Your reward at Deloitte is not just your salary, we believe in investing in our people's personal and professional development and empowering their work-life balance. Our ambition is to achieve gender equality and enable continuous growth. We offer supports and benefits that suit you, wherever you are in life, including health and well-being, pension, savings, training, coaching and e nhanced leave options among others. Keep on being you. Bring your full, absolute self to work, every day. Explore, question and collaborate. Stretch your thinking, while building a career that inspires and energises you. And, whatever motivates you, keep growing both professionally and personally - because when you make an impact that matters, we do too. To be considered for this role you will be redirected to and must complete the application process on our careers page. To start the process click the Continue to Application or Login/Register to apply button below.
This advertiser has chosen not to accept applicants from your region.
4
Financial risk senior manager, hybrid
Dublin, Leinster
Deloitte Ireland LLP
Posted today
Job Viewed
Job Description
Deloitte is the biggest professional services Firm in the world, and making an impact is more than just what we do: it's why we're here.
We're driven to create positive progress for our clients, community, people, and the planet.
This sense of purpose inspires us to work to the highest standards, to tackle the challenges that matter.
D eloitte has been recognised as the #1 Financial Advisor for Global and Irish M&A deal activity in 2022.
Agile business advisers can help organisations thrive in today's rapidly changing marketplace.
Specialising in Mergers & Acquisitions, Debt & Capital Advisory, Valuations, Transaction Services and Restructuring & Forensic Services, our Financial Advisory experts offer global insights and local knowledge that combine world-class experience with breakthrough innovation and technology.
Our team provide end-to-end tailored advisory solutions that can deliver impact, unlock, and preserve value in mergers and acquisitions, restructuring, investigations, and disputes, from strategy to execution and evaluation.
We support our clients to drive businesses forward, making sure they meet demands for greater transparency, changing market conditions and complex regulatory requirements.
Our Services include: Internal governance and risk management relating to capital and liquidity, including ICAAP, ILAAP, Stress Testing and Recovery Planning development and review across the banking and investment firm sectors.
Supervisory Review and Evaluation Process (SREP) readiness, preparation and response, including supporting clients in addressing regulatory findings relating to all risk types (including internal governance, capital, operational, credit, liquidity).
Resolution Planning support across sectors, including banks, investment firms and insurers.
Internal governance and risk management (e.g.
three lines of defence assessment; Board and Committee performance; policy and procedure development).
Regulatory Reporting implementation, governance and technical advice (e.g.
on key regulations such as CRD/CRR, BRRD and related technical standards and guidance); Assessment and implementation of new and emerging regulations, including impact analyses of evolving regulatory obligations across all prudential risk categories.
Second Line of Defence prudential risk monitoring.
Third Line of Defence internal audit subject matter assistance.
About The Opportunity: Taking a lead role in financial risk / prudential regulation related-projects with specific focus on SREP, internal governance and risk management relating to capital and liquidity.
Leading the execution of engagements.
Managing and developing more junior colleagues.
Developing, maintaining and enhancing client relationships.
Supporting the development and execution of our ambitious financial risk strategy.
Working with the wider European and global regulatory network to identify and deliver leading edge solutions.
Developing your network in the local financial services community.
Contributing to thought leadership on financial risk and prudential regulation topics.
About You: Substantial experience in capital and liquidity risk management, with strong SREP, ICAAP, ILAAP and Recovery and Resolution Planning expertise.
Significant experience working in this field, with a preference for professional services experience and/or regulator experience.
Proven track record of delivering work in fast-paced, dynamic environments.
Ability to work independently and as part of teams of different sizes and types.
Experienced in internal governance including capital and liquidity risk management framework design and development.
Experienced in responding to regulatory requirements and monitoring and analysing regulatory change (i.e., evolving and new/emerging regulations).
Desire to develop other prudential regulatory competencies, including across sectors.
If you believe that you meet most of the criteria above, we encourage you to apply.
Deloitte is an equal opportunities employer and will ensure any reasonable accommodations are implemented as part of the recruitment and selection process.
What we offer Your reward at Deloitte is competitive, supports our purpose and enables our people to never stop growing.
Your reward at Deloitte is not just your salary, we believe in investing in our people's personal and professional development and empowering their work-life balance.
Our ambition is to achieve gender equality and enable continuous growth.
We offer supports and benefits that suit you, wherever you are in life, including health and well-being, pension, savings, training, coaching and e nhanced leave options among others.
Keep on being you.
Bring your full, absolute self to work, every day.
Explore, question and collaborate.
Stretch your thinking, while building a career that inspires and energises you.
And, whatever motivates you, keep growing both professionally and personally - because when you make an impact that matters, we do too.
To be considered for this role you will be redirected to and must complete the application process on our careers page.
To start the process click the Continue to Application or Login/Register to apply button below.
We're driven to create positive progress for our clients, community, people, and the planet.
This sense of purpose inspires us to work to the highest standards, to tackle the challenges that matter.
D eloitte has been recognised as the #1 Financial Advisor for Global and Irish M&A deal activity in 2022.
Agile business advisers can help organisations thrive in today's rapidly changing marketplace.
Specialising in Mergers & Acquisitions, Debt & Capital Advisory, Valuations, Transaction Services and Restructuring & Forensic Services, our Financial Advisory experts offer global insights and local knowledge that combine world-class experience with breakthrough innovation and technology.
Our team provide end-to-end tailored advisory solutions that can deliver impact, unlock, and preserve value in mergers and acquisitions, restructuring, investigations, and disputes, from strategy to execution and evaluation.
We support our clients to drive businesses forward, making sure they meet demands for greater transparency, changing market conditions and complex regulatory requirements.
Our Services include: Internal governance and risk management relating to capital and liquidity, including ICAAP, ILAAP, Stress Testing and Recovery Planning development and review across the banking and investment firm sectors.
Supervisory Review and Evaluation Process (SREP) readiness, preparation and response, including supporting clients in addressing regulatory findings relating to all risk types (including internal governance, capital, operational, credit, liquidity).
Resolution Planning support across sectors, including banks, investment firms and insurers.
Internal governance and risk management (e.g.
three lines of defence assessment; Board and Committee performance; policy and procedure development).
Regulatory Reporting implementation, governance and technical advice (e.g.
on key regulations such as CRD/CRR, BRRD and related technical standards and guidance); Assessment and implementation of new and emerging regulations, including impact analyses of evolving regulatory obligations across all prudential risk categories.
Second Line of Defence prudential risk monitoring.
Third Line of Defence internal audit subject matter assistance.
About The Opportunity: Taking a lead role in financial risk / prudential regulation related-projects with specific focus on SREP, internal governance and risk management relating to capital and liquidity.
Leading the execution of engagements.
Managing and developing more junior colleagues.
Developing, maintaining and enhancing client relationships.
Supporting the development and execution of our ambitious financial risk strategy.
Working with the wider European and global regulatory network to identify and deliver leading edge solutions.
Developing your network in the local financial services community.
Contributing to thought leadership on financial risk and prudential regulation topics.
About You: Substantial experience in capital and liquidity risk management, with strong SREP, ICAAP, ILAAP and Recovery and Resolution Planning expertise.
Significant experience working in this field, with a preference for professional services experience and/or regulator experience.
Proven track record of delivering work in fast-paced, dynamic environments.
Ability to work independently and as part of teams of different sizes and types.
Experienced in internal governance including capital and liquidity risk management framework design and development.
Experienced in responding to regulatory requirements and monitoring and analysing regulatory change (i.e., evolving and new/emerging regulations).
Desire to develop other prudential regulatory competencies, including across sectors.
If you believe that you meet most of the criteria above, we encourage you to apply.
Deloitte is an equal opportunities employer and will ensure any reasonable accommodations are implemented as part of the recruitment and selection process.
What we offer Your reward at Deloitte is competitive, supports our purpose and enables our people to never stop growing.
Your reward at Deloitte is not just your salary, we believe in investing in our people's personal and professional development and empowering their work-life balance.
Our ambition is to achieve gender equality and enable continuous growth.
We offer supports and benefits that suit you, wherever you are in life, including health and well-being, pension, savings, training, coaching and e nhanced leave options among others.
Keep on being you.
Bring your full, absolute self to work, every day.
Explore, question and collaborate.
Stretch your thinking, while building a career that inspires and energises you.
And, whatever motivates you, keep growing both professionally and personally - because when you make an impact that matters, we do too.
To be considered for this role you will be redirected to and must complete the application process on our careers page.
To start the process click the Continue to Application or Login/Register to apply button below.
This advertiser has chosen not to accept applicants from your region.
5
Senior Financial Crime Risk Oversight Analyst
Dublin, Leinster
TD Bank
Posted today
Job Viewed
Job Description
**Work Location** :
Dublin, Ireland
**Hours:**
35
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.
**Job Description:**
Working with the TDGF AML Senior Manager/MLRO to ensure TD identifies and satisfies its anti-money laundering ('AML'), anti-terrorist financing ('ATF'), anti-bribery and corruption ('ABAC') regulatory and compliance obligations in Europe, with a specific mandate for TDS Ireland. Working seamlessly as part of a regional team, ensure consistent AML, ATF & ABAC standards across Europe and the Asia-Pacific region and provide expert/specialised advice to businesses and functions on the development and maintenance of all aspects of AML/ATF/ABAC/Sanctions compliance in line with the Bank's risk philosophy and strategic direction.
**Specific Responsibilities:**
+ Assist in the preparation of Committee papers including for local Operating and Risk Committees;
+ Provide specialised AML, ATF, ABAC and Sanctions advice on business initiatives;
+ Act as a subject matter expert in Global and Ireland FCRM initiatives;
+ Act as developmental subject matter expert in Global and Ireland drafting, updating and issuing of FCRM policies and procedures;
+ Track and review of AML, ATF, ABAC and Sanctions regulatory change & assist with implementation, with a particular focus on legislation and regulatory guidance at a European level, inclusive of all items within the EU AML Package;
+ Complete the annual AML, Sanctions and ABAC risk assessments;
+ Escalate and manage to resolution significant AML issues and events;
+ Perform Gifts and Entertainment pre-approval & monitoring process;
+ Provision of AML, ATF, Sanctions and ABAC reporting to Head Office;
+ Approval of high-risk customers for the region; and
+ Perform Quality Assurance on automated transaction monitoring reviews undertaken by the Head Office.
**Risk Management** **Responsibilities:**
+ Responsible for identifying and reporting Operational Risk Events in accordance with policy
+ Responsible, along with all colleagues, to contribute in a positive way to TDGF's reputation and the management of Reputational Risk. Every employee is expected and required to follow ethical practices at all times, including compliance with applicable policies, legislation and regulations and support positive interactions with TDGF's stakeholders including clients, industry bodies, industry participants, public bodies, regulators and vendors.
+ Responsible for good conduct and for contributing to the identification and management of Conduct Risk within their team and function
**Regulatory Requirements:** **_(CF role holders)_**
You must observe proper standards of market conduct. It is your responsibility to demonstrate that you take reasonable steps to be fully aware of, understand and comply with all regulatory requirements from all regulatory bodies that are applicable to your business. You will promptly report to your supervisor(s) or manager(s) any instances in which you are aware of any violation or possible violation of such regulatory requirements by yourself or others.
In particular, as a Controlled Function for the purposes of the CBI's Fitness and Probity Regime ( **F&P** ), you must be aware of and comply with your obligations under the regime.
The **F&P** Standards require that a person must be:
+ Competent and capable;
+ Act honestly, ethically and with integrity; and
+ Be financially sound.
**Central Bank of Ireland Conduct Standards**
In addition to the responsibilities set out in this job description, as well as TD's own policies and procedures (see below), you required to comply at all times with the CBI Conduct Standards. The following Conduct Standards apply to you:
**Common Conduct Standards:**
+ Acting with Honesty and Integrity
+ Acting with Due Care and Diligence
+ Co-operating in Good Faith and Without Delay
+ Acting in the Best Interests of Customers and Treating Them Fairly and Professionally
+ Operating in Compliance with Standards of Market Conduct and Trading Venue Rules
**TD Policy Requirements:**
It is your responsibility to demonstrate that you are fully aware of and adhere to internal TD Policies that relate to you, your business or other businesses for which you have any level of responsibility.
It is your responsibility to read, understand and comply with TD's Code of Conduct and Ethics (Code) and corresponding regulations. The Code establishes the standards that govern the way we deal with each other, our customers, shareholders, governments, regulators, suppliers, competitors, the media and the public at large. You will be notified of changes to policies in a timely manner through announcements and/or intranet updates.
You must act with integrity and due skill, care and diligence in carrying out your duties. Your actions should always be able to satisfy high standards of scrutiny.
Management should be kept fully informed at all times of all Regulatory and Compliance issues. You must deal with TD Management, Compliance, regulators and all control functions in an open and cooperative way and must disclose appropriately any information which TD Management, Compliance, regulators or control functions would reasonably expect to know.
You must ensure that you are fully aware of your management reporting lines and escalation procedures.
If you are a Manager/Supervisor you are also responsible for ongoing and effective supervision of the employees under your direction and ensure their adherence to regulatory requirements. You will promptly report to TD Management and Compliance any violation or possible violation of such regulatory requirements identified as part of your supervisory responsibilities.
You must take reasonable steps to demonstrate that you exercise due skill, care and diligence in managing and/or delegating your responsibilities outlined, appropriately.
It is your responsibility to be fully aware of:
+ The scope of your management responsibilities.
+ The TD Policies and regulatory requirements pertaining to the business/activities you are managing.
+ The competence level of the staff, if any, reporting to you.
+ The control limits and your ability, if any, to delegate them within your business.
+ Demonstrate that you receive adequate and appropriate management reporting.
**Appendix I: TD Framework & Culture:**
The TD Framework is the foundation that helps guide the behaviour and shape the culture of the business. It outlines the vision, purpose, and the shared commitments that will help TD grow into the future.
Simply, it's about what they set out to do every day, and how they'll get there. The TD Framework is inspiring, yet easy to incorporate into the work they do. Most importantly, it has no borders - the Framework applies to everyone at TD, no matter what business, level or location.
The shared commitments are the behaviours that differentiate them and help guide the way they run the business, grow as leaders, and support their colleagues. They use these commitments throughout the Bank to help set objectives, evaluate performance, reward and recognize their colleagues and build the skills and capabilities they need to continue to succeed as an organisation.
At TD, they are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected, and supported. They are dedicated to building a workforce that reflects the diversity of their customers and communities in which they live and serve.
**Who We Are**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
Dublin, Ireland
**Hours:**
35
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.
**Job Description:**
Working with the TDGF AML Senior Manager/MLRO to ensure TD identifies and satisfies its anti-money laundering ('AML'), anti-terrorist financing ('ATF'), anti-bribery and corruption ('ABAC') regulatory and compliance obligations in Europe, with a specific mandate for TDS Ireland. Working seamlessly as part of a regional team, ensure consistent AML, ATF & ABAC standards across Europe and the Asia-Pacific region and provide expert/specialised advice to businesses and functions on the development and maintenance of all aspects of AML/ATF/ABAC/Sanctions compliance in line with the Bank's risk philosophy and strategic direction.
**Specific Responsibilities:**
+ Assist in the preparation of Committee papers including for local Operating and Risk Committees;
+ Provide specialised AML, ATF, ABAC and Sanctions advice on business initiatives;
+ Act as a subject matter expert in Global and Ireland FCRM initiatives;
+ Act as developmental subject matter expert in Global and Ireland drafting, updating and issuing of FCRM policies and procedures;
+ Track and review of AML, ATF, ABAC and Sanctions regulatory change & assist with implementation, with a particular focus on legislation and regulatory guidance at a European level, inclusive of all items within the EU AML Package;
+ Complete the annual AML, Sanctions and ABAC risk assessments;
+ Escalate and manage to resolution significant AML issues and events;
+ Perform Gifts and Entertainment pre-approval & monitoring process;
+ Provision of AML, ATF, Sanctions and ABAC reporting to Head Office;
+ Approval of high-risk customers for the region; and
+ Perform Quality Assurance on automated transaction monitoring reviews undertaken by the Head Office.
**Risk Management** **Responsibilities:**
+ Responsible for identifying and reporting Operational Risk Events in accordance with policy
+ Responsible, along with all colleagues, to contribute in a positive way to TDGF's reputation and the management of Reputational Risk. Every employee is expected and required to follow ethical practices at all times, including compliance with applicable policies, legislation and regulations and support positive interactions with TDGF's stakeholders including clients, industry bodies, industry participants, public bodies, regulators and vendors.
+ Responsible for good conduct and for contributing to the identification and management of Conduct Risk within their team and function
**Regulatory Requirements:** **_(CF role holders)_**
You must observe proper standards of market conduct. It is your responsibility to demonstrate that you take reasonable steps to be fully aware of, understand and comply with all regulatory requirements from all regulatory bodies that are applicable to your business. You will promptly report to your supervisor(s) or manager(s) any instances in which you are aware of any violation or possible violation of such regulatory requirements by yourself or others.
In particular, as a Controlled Function for the purposes of the CBI's Fitness and Probity Regime ( **F&P** ), you must be aware of and comply with your obligations under the regime.
The **F&P** Standards require that a person must be:
+ Competent and capable;
+ Act honestly, ethically and with integrity; and
+ Be financially sound.
**Central Bank of Ireland Conduct Standards**
In addition to the responsibilities set out in this job description, as well as TD's own policies and procedures (see below), you required to comply at all times with the CBI Conduct Standards. The following Conduct Standards apply to you:
**Common Conduct Standards:**
+ Acting with Honesty and Integrity
+ Acting with Due Care and Diligence
+ Co-operating in Good Faith and Without Delay
+ Acting in the Best Interests of Customers and Treating Them Fairly and Professionally
+ Operating in Compliance with Standards of Market Conduct and Trading Venue Rules
**TD Policy Requirements:**
It is your responsibility to demonstrate that you are fully aware of and adhere to internal TD Policies that relate to you, your business or other businesses for which you have any level of responsibility.
It is your responsibility to read, understand and comply with TD's Code of Conduct and Ethics (Code) and corresponding regulations. The Code establishes the standards that govern the way we deal with each other, our customers, shareholders, governments, regulators, suppliers, competitors, the media and the public at large. You will be notified of changes to policies in a timely manner through announcements and/or intranet updates.
You must act with integrity and due skill, care and diligence in carrying out your duties. Your actions should always be able to satisfy high standards of scrutiny.
Management should be kept fully informed at all times of all Regulatory and Compliance issues. You must deal with TD Management, Compliance, regulators and all control functions in an open and cooperative way and must disclose appropriately any information which TD Management, Compliance, regulators or control functions would reasonably expect to know.
You must ensure that you are fully aware of your management reporting lines and escalation procedures.
If you are a Manager/Supervisor you are also responsible for ongoing and effective supervision of the employees under your direction and ensure their adherence to regulatory requirements. You will promptly report to TD Management and Compliance any violation or possible violation of such regulatory requirements identified as part of your supervisory responsibilities.
You must take reasonable steps to demonstrate that you exercise due skill, care and diligence in managing and/or delegating your responsibilities outlined, appropriately.
It is your responsibility to be fully aware of:
+ The scope of your management responsibilities.
+ The TD Policies and regulatory requirements pertaining to the business/activities you are managing.
+ The competence level of the staff, if any, reporting to you.
+ The control limits and your ability, if any, to delegate them within your business.
+ Demonstrate that you receive adequate and appropriate management reporting.
**Appendix I: TD Framework & Culture:**
The TD Framework is the foundation that helps guide the behaviour and shape the culture of the business. It outlines the vision, purpose, and the shared commitments that will help TD grow into the future.
Simply, it's about what they set out to do every day, and how they'll get there. The TD Framework is inspiring, yet easy to incorporate into the work they do. Most importantly, it has no borders - the Framework applies to everyone at TD, no matter what business, level or location.
The shared commitments are the behaviours that differentiate them and help guide the way they run the business, grow as leaders, and support their colleagues. They use these commitments throughout the Bank to help set objectives, evaluate performance, reward and recognize their colleagues and build the skills and capabilities they need to continue to succeed as an organisation.
At TD, they are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected, and supported. They are dedicated to building a workforce that reflects the diversity of their customers and communities in which they live and serve.
**Who We Are**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
This advertiser has chosen not to accept applicants from your region.
Be The First To Know
About the latest Banking risk Jobs in Ireland !
6
Risk Management and Controls
Mulhuddart, Leinster
Kyndryl
Posted today
Job Viewed
Job Description
**Who We Are**
At Kyndryl, we design, build, manage and modernize the mission-critical technology systems that the world depends on every day. So why work at Kyndryl? We are always moving forward - always pushing ourselves to go further in our efforts to build a more equitable, inclusive world for our employees, our customers and our communities.
**The Role**
Kyndryl is the world's largest provider of IT infrastructure services.
**Europe Regulatory Office Mission:** Responsible for the implementation, administration, and oversight of a regulatory and governance program supporting our compliance with EU DORA, NIS 2 and UK CTP Regime.
**Job Summary:** Senior Lead, Risk Management and Controls will be responsible for identifying relevant, regulated accounts and onboarding them to our regulatory compliance program. This role involves participating and coordinating governance activities across first, second, and third lines of defense functions ensuring an integrated approach to compliance. Additionally, the role includes performing regular reviews and controls assessments to identify improvements and track progress as well as playing a key role in regulator examinations. The ideal candidate will have strong skills in risk management, communication and IT security control frameworks.
**Key Responsibilities** **:**
+ Account Identification: Identify relevant, regulated customers, using automation where possible, and provide guidance to those account teams in the onboarding process.
+ Governance: Establish, participate and coordinate governance activities across first (Delivery/Accounts), Second (Security Assurance, Business Controls), and Third (Corporate Audit) lines of defense driving alignment and establishing best practices.
+ Reviews and Controls Assessments: Perform regular reviews of governance/risk activities (MSAC, QCM, SOC) as well as ICT security controls assessments. Design improvements where appropriate and track implementation.
+ Risk Management: Develop and implement risk management strategies to mitigate potential threats and vulnerabilities.
+ ICT Security Controls: Leverage knowledge of ICT security control frameworks to enhance security measures on regulated accounts and infrastructure.
+ Collaboration: Work closely with various stakeholders (BC, CAS, CISO, S&R, Delivery) on cohesive risk management practices.
+ Reporting: Develop, prepare and present appropriate compliance metrics and reporting to senior management and exam teams.
**Who You Are**
Qualifications/Skills:
+ Strong understanding of ICT security control frameworks (NIST; ISO 27002)
+ Excellent analytical, and communication skills.
+ 7+ years experience with corporate governance and related activities.
+ Strong understanding of risk management principles and practices.
+ Ability to work collaboratively with cross-functional teams.
Preferred Certifications/experience:
+ Project Management Professional (PMP)
+ Certification in Risk and Information Systems Control (CRISC)
+ Certified Information Security Manager (CISM)
**Being You**
Diversity is a whole lot more than what we look like or where we come from, it's how we think and who we are. We welcome people of all cultures, backgrounds, and experiences. But we're not doing it single-handily: Our Kyndryl Inclusion Networks are only one of many ways we create a workplace where all Kyndryls can find and provide support and advice. This dedication to welcoming everyone into our company means that Kyndryl gives you - and everyone next to you - the ability to bring your whole self to work, individually and collectively, and support the activation of our equitable culture. That's the Kyndryl Way.
**What You Can Expect**
With state-of-the-art resources and Fortune 100 clients, every day is an opportunity to innovate, build new capabilities, new relationships, new processes, and new value. Kyndryl cares about your well-being and prides itself on offering benefits that give you choice, reflect the diversity of our employees and support you and your family through the moments that matter - wherever you are in your life journey. Our employee learning programs give you access to the best learning in the industry to receive certifications, including Microsoft, Google, Amazon, Skillsoft, and many more. Through our company-wide volunteering and giving platform, you can donate, start fundraisers, volunteer, and search over 2 million non-profit organizations. At Kyndryl, we invest heavily in you, we want you to succeed so that together, we will all succeed.
**Get Referred!**
If you know someone that works at Kyndryl, when asked 'How Did You Hear About Us' during the application process, select 'Employee Referral' and enter your contact's Kyndryl email address.
Kyndryl is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, pregnancy, disability, age, veteran status, or other characteristics. Kyndryl is also committed to compliance with all fair employment practices regarding citizenship and immigration status.
At Kyndryl, we design, build, manage and modernize the mission-critical technology systems that the world depends on every day. So why work at Kyndryl? We are always moving forward - always pushing ourselves to go further in our efforts to build a more equitable, inclusive world for our employees, our customers and our communities.
**The Role**
Kyndryl is the world's largest provider of IT infrastructure services.
**Europe Regulatory Office Mission:** Responsible for the implementation, administration, and oversight of a regulatory and governance program supporting our compliance with EU DORA, NIS 2 and UK CTP Regime.
**Job Summary:** Senior Lead, Risk Management and Controls will be responsible for identifying relevant, regulated accounts and onboarding them to our regulatory compliance program. This role involves participating and coordinating governance activities across first, second, and third lines of defense functions ensuring an integrated approach to compliance. Additionally, the role includes performing regular reviews and controls assessments to identify improvements and track progress as well as playing a key role in regulator examinations. The ideal candidate will have strong skills in risk management, communication and IT security control frameworks.
**Key Responsibilities** **:**
+ Account Identification: Identify relevant, regulated customers, using automation where possible, and provide guidance to those account teams in the onboarding process.
+ Governance: Establish, participate and coordinate governance activities across first (Delivery/Accounts), Second (Security Assurance, Business Controls), and Third (Corporate Audit) lines of defense driving alignment and establishing best practices.
+ Reviews and Controls Assessments: Perform regular reviews of governance/risk activities (MSAC, QCM, SOC) as well as ICT security controls assessments. Design improvements where appropriate and track implementation.
+ Risk Management: Develop and implement risk management strategies to mitigate potential threats and vulnerabilities.
+ ICT Security Controls: Leverage knowledge of ICT security control frameworks to enhance security measures on regulated accounts and infrastructure.
+ Collaboration: Work closely with various stakeholders (BC, CAS, CISO, S&R, Delivery) on cohesive risk management practices.
+ Reporting: Develop, prepare and present appropriate compliance metrics and reporting to senior management and exam teams.
**Who You Are**
Qualifications/Skills:
+ Strong understanding of ICT security control frameworks (NIST; ISO 27002)
+ Excellent analytical, and communication skills.
+ 7+ years experience with corporate governance and related activities.
+ Strong understanding of risk management principles and practices.
+ Ability to work collaboratively with cross-functional teams.
Preferred Certifications/experience:
+ Project Management Professional (PMP)
+ Certification in Risk and Information Systems Control (CRISC)
+ Certified Information Security Manager (CISM)
**Being You**
Diversity is a whole lot more than what we look like or where we come from, it's how we think and who we are. We welcome people of all cultures, backgrounds, and experiences. But we're not doing it single-handily: Our Kyndryl Inclusion Networks are only one of many ways we create a workplace where all Kyndryls can find and provide support and advice. This dedication to welcoming everyone into our company means that Kyndryl gives you - and everyone next to you - the ability to bring your whole self to work, individually and collectively, and support the activation of our equitable culture. That's the Kyndryl Way.
**What You Can Expect**
With state-of-the-art resources and Fortune 100 clients, every day is an opportunity to innovate, build new capabilities, new relationships, new processes, and new value. Kyndryl cares about your well-being and prides itself on offering benefits that give you choice, reflect the diversity of our employees and support you and your family through the moments that matter - wherever you are in your life journey. Our employee learning programs give you access to the best learning in the industry to receive certifications, including Microsoft, Google, Amazon, Skillsoft, and many more. Through our company-wide volunteering and giving platform, you can donate, start fundraisers, volunteer, and search over 2 million non-profit organizations. At Kyndryl, we invest heavily in you, we want you to succeed so that together, we will all succeed.
**Get Referred!**
If you know someone that works at Kyndryl, when asked 'How Did You Hear About Us' during the application process, select 'Employee Referral' and enter your contact's Kyndryl email address.
Kyndryl is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, pregnancy, disability, age, veteran status, or other characteristics. Kyndryl is also committed to compliance with all fair employment practices regarding citizenship and immigration status.
This advertiser has chosen not to accept applicants from your region.
7
AVP Portfolio Risk Management
Dublin, Leinster
€150000 - €200000 Annually
SMBC Aviation Capital
Posted 1 day ago
Job Viewed
Job Description
The Portfolio Risk Management Team forms an integral part of both the delivery of our commercial strategy and the holistic management of our customer bases. Reporting to the EVP Portfolio Risk Management and located in Dublin, the position of AVP Portfolio Risk Management is a key member of the Portfolio Risk Management team. The Portfolio Risk Management team manage portfolio risk including credit, asset and market risk analysis and restructuring activities. The team drive commercial decision making, including investment in aircraft assets and everchanging appropriate allocation of the portfolio based on our specialist understanding of our global customer base and the aviation industry. This ensures that SMBC AC has a balanced view of the risks which are an inherent aspect of the industry and ensures efficient approvals of customer transactions and resolution to any customer issues in an appropriate and timely manner.
This position requires a self-starter, with the ability to use their own initiative. It will suit a candidate who has previous experience and proven ability of working in an autonomous manner. The AVP Portfolio Risk Management will be supporting senior team members to develop and improve portfolio risk management activities of our business. The successful candidate will be responsible for assisting the management and monitoring or airlines and aviation environment in the Europe and Africa region, delivering insights on both the general market dynamic and on specific airline issues.
Portfolio Management: Collaborate with the deal team to structure transactions that enhance risk-adjusted profitability.
Customer Monitoring: Continuously monitor the creditworthiness of existing Europe and Africa customers, ensuring timely identification of potential risks.
Annual Credit Reviews: Conduct comprehensive annual credit reviews for Europe and Africa clients, updating credit grades and assessments to reflect current financial conditions.
Credit Assessment: Evaluate the creditworthiness of prospective clients, assigning appropriate credit grades and providing informed credit views to support strategic business decisions as part of the deal team.
Risk Management: Identify high-risk clients and implement proactive measures to mitigate risks, including leading collection efforts for assigned delinquent accounts within the Europe and Africa region.
Documentation and Reporting: Prepare high-quality approval papers and credit memos. Ensure that all analysis papers are accurately prepared and distributed to SMBC AC and relevant shareholders as required.
Data Management: Assist in compilation and analysis of multi metric data sets to allow better decision making by SMBC AC.
Qualifications & Experience
A minimum of 3 years of experience in the aviation sector, particularly in risk management for aircraft lessors.
Solid understanding of the airline and aircraft leasing industries.
Strong analytical skills with a keen attention to detail; organized and dependable.
Ability to adapt quickly in a fast-paced, results-oriented global environment, demonstrating initiative while also collaborating effectively within a team.
Experience or strong willingness to learn programming languages geared towards financial modelling and data analysis, such as Python (pandas, NumPy, matplotlib) or SQL.
Interest in emerging technologies and their potential applications in aviation finance and portfolio risk management.
Flexibility and willingness to travel occasionally on short notice.
Proficiency in English (both written and verbal) is essential.
Critical Behaviours
These embody our culture and are central to how we work together at SMBC Aviation Capital:
- Respect: Two-way communication: listen intently, give quieter voices a platform and be conscious of tone. Respect people's time and be flexible in accommodating others.
- Trust: Create a psychologically safe space. Do what you say you will do, when you say you will do it. Be honest, communicate openly and be respectful of each other's needs.
- Integrity: Always do what is right including when no one is watching; treat people with respect and kindness; be self-aware, compassionate and embrace diversity.
- Connect: Collaborate to unleash the full potential of our diverse talent. Respect each other's expertise and perspective and welcome challenge. Foster an inclusive and fun environment where accomplishments are recognised and take pride in winning together.
- Adapt: Be brave and curious - anticipate the future and be proactive. Have a 'why not' attitude, learn from previous experiences. Call out bureaucracy when it is evident in a process or way of working. Be agile to meet and exceed our customers' needs. Demonstrate resilience and support each other.
- Achieve: Take accountability and ownership to deliver results, be ambitious and take pride in everything we do. Set each other up for success and share insights. Do what it takes to drive positive change and seek opportunities to innovate and grow our business and people.
Take your career to new heights - come join us at SMBC Aviation Capital
At SMBC Aviation Capital we look after one another. Through the SMBC Aviation Capital People Commitment we offer a comprehensive suite of benefits, aligned to your needs as you move through different career and life stages. The SMBC AC People Commitment also includes our people-led culture; reward & recognition; along with our learning, wellbeing, inclusion, engagement, and CSR initiatives. In return, we ask you to bring your enthusiasm and commitment to your work here at SMBC AC to mutually create an exceptional employee experience.
A world of opportunity awaits you at SMBC Aviation Capital. Our workplace is one where diversity is welcome, and people of all backgrounds are supported to be at their best. We are an equal opportunities employer and strive to build an ever-inclusive work environment. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please reach out to us at
This advertiser has chosen not to accept applicants from your region.
8
Head of Enterprise Risk Management
Dublin, Leinster
AXA Group
Posted today
Job Viewed
Job Description
Description Join Our Leadership Team as Head of Enterprise Risk Management We are recruiting a Head of Enterprise Risk Management (ERM) to lead, innovate, and shape AXAs enterprise risk management at a strategic level. This pivotal role will contribute to the strategic direction of our risk management function, offering the opportunity to influence our organisation's risk landscape, promoting resilience and ensuring compliance across all areas to support our commitment to excellence. We are seeking an accomplished senior professional, capable of confidently supporting the CRO and assuming a key leadership role within the team. If you are ready to lead and inspire in a rapidly evolving environment, and seek a role with clear succession opportunities, this could be the perfect fit for you. About the Role As Head of Enterprise Risk, you will be at the forefront of identifying, assessing, and managing a broad spectrum of risks-including operational, regulatory, technological, reputational, and resilience-related threats. Reporting directly to the Chief Risk Officer and working closely with the Executive Risk Committee and Board Risk Committee, you will provide expert guidance, challenge, and strategic direction to safeguard our organisation's future. What you'll be doing: Lead the Enterprise Risk function aligned with our Risk Management Framework and regulatory standards. Develop and execute the enterprise risk strategy, ensuring alignment with risk appetite and corporate objectives. Provide thought leadership on emerging risks, regulatory developments, and industry best practices. Collaborate with the Risk Leadership team to craft and implement a comprehensive enterprise risk strategy. Oversee frameworks for operational risk management, including risk identification, incident management, scenario analysis, and key risk indicators. Lead risk assessments for significant business changes and outsourcing arrangements. Oversee second-line challenge and insights related to technology, cyber, data, and third-party risks. Maintain and refine the risk management framework to reflect organisational risk tolerance and strategic goals. Prepare and present insightful updates for Governance & Reporting Drive continuous improvement in risk governance, internal controls, and reporting frameworks. Engage with key stakeholders to promote a risk-aware culture and ensure alignment on risk initiatives. Qualifications About You The ideal candidate will possess exceptional analytical, communication, and interpersonal skills, enabling them to effectively influence and engage stakeholders at all levels. An accomplished risk professional with extensive experience (10+ years) in enterprise risk management with in-depth knowledge of non-financial and operational risk frameworks, regulatory requirements, and industry best practices, including ORSA and resilience frameworks. Proven leadership skills with a strategic mindset to elevate the risk function and motivate team members to achieve key objectives Deep understanding of regulatory requirements, operational risks, and emerging threats. Ability to work within strict deadlines, alongside a solid understanding of core processes, structures, and controls. Excellent communicator capable of influencing at all levels of the organisation. Strong influencing and challenging skills to drive behavioral and risk change across the organisation. A collaborative leader fostering innovation, challenge, and continuous improvement. Relevant qualification to degree level, with commitment to complete certificate in insurance. At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team, and our customers. You'll work away from home majority of your working week. Away from home means either attendance at one of our office locations, visiting clients or attending industry events. This role is an allocated Controlled Function under Fitness & Probity Regime, which means the successful candidate will be subject to an enhanced level of background screening requirements. You can find more information on As a precondition of employment for this role, you must be eligible and authorised to work in Ireland and/or the United Kingdom. To be considered for this role you will be redirected to and must complete the application process on our careers page. To start the process, click the Apply button below to Login/Register.
This advertiser has chosen not to accept applicants from your region.
9