14 Credit Analyst jobs in Ireland

Credit Analyst

Dublin, Leinster HireForce

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HireForce is currently partnered with a leading Private Equity firm who are looking for a Credit Analyst to join their team. This role will support the firms continued growth and will offer the successful candidate exposure to credit analysis and management within a fast-paced dynamic environment. Key Responsibilities: Provide comprehensive credit analysis to inform new investment decisions; Build bespoke financial models to support strategic decisions; Monitor and manage credit risk across existing investments; Prepare and present comprehensive credit updates for stakeholders on all portfolio investments; Leading the execution of financial transactions. Knowledge, Skills and Experience: 3 years experience in private equity, or a related financial role. Bachelor's degree in Finance or a related field. Excellent financial modelling skills in Excel. A commercial mindset with a strong attention to detail and the ability to assess and articulate investment risk and opportunity. Remuneration Competitive remuneration package. If the role isnt for you, if you are happy with the level of service youve experienced with HireForce, we would really appreciate if you can refer a friend and you will receive a €250 voucher should we successfully place your friend. Skills: Financial Modelling Credit Analysis Financial Transactions
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Credit analyst

Dublin, Leinster HireForce

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Job Description

permanent
Hire Force is currently partnered with a leading Private Equity firm who are looking for a Credit Analyst to join their team. This role will support the firms continued growth and will offer the successful candidate exposure to credit analysis and management within a fast-paced dynamic environment. Key Responsibilities: Provide comprehensive credit analysis to inform new investment decisions; Build bespoke financial models to support strategic decisions; Monitor and manage credit risk across existing investments; Prepare and present comprehensive credit updates for stakeholders on all portfolio investments; Leading the execution of financial transactions. Knowledge, Skills and Experience: 3 years experience in private equity, or a related financial role. Bachelor's degree in Finance or a related field. Excellent financial modelling skills in Excel. A commercial mindset with a strong attention to detail and the ability to assess and articulate investment risk and opportunity. Remuneration Competitive remuneration package. If the role isnt for you, if you are happy with the level of service youve experienced with Hire Force, we would really appreciate if you can refer a friend and you will receive a €250 voucher should we successfully place your friend. Skills: Financial Modelling Credit Analysis Financial Transactions
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Senior Credit Analyst

Dublin, Leinster Strive Recruitment

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Senior Credit Analyst/Underwriter - Credit Union Leading Credit Union with several branches. Senior Credit Underwriter for a Credit Union in South West Dublin. The Company Leading Credit Union in South West Dublin with several branches. Key Responsibilities As Senior Credit Underwriter you will be responsible for overseeing the day-to-day lending operations, ensuring loan applications are processed efficiently and in line with policy. You will work closely with members, staff and management to deliver high standards of service and support the continued growth of the loan book. Assess loan applications and make lending decisions within delegated authority. Provide training and support to other lending staff, ensuring knowledge of lending policy and credit assessment techniques remains current. Collaborate with the marketing and member services teams to identify and promote lending opportunities. Key Skills Required Minimum of 3 years experience in a lending or credit role within a financial institution in Ireland (Credit Union, Bank, or similar). QFA or APA Loans qualification is essential. Strong knowledge of consumer lending, credit assessment. Skills: Credit Credit Analysis Credit Underwriting Personal Lending Credit risk Benefits: Pension
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Senior credit analyst

Dublin, Leinster Strive Recruitment

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Job Description

permanent
Senior Credit Analyst/Underwriter - Credit Union Leading Credit Union with several branches. Senior Credit Underwriter for a Credit Union in South West Dublin. The Company Leading Credit Union in South West Dublin with several branches. Key Responsibilities As Senior Credit Underwriter you will be responsible for overseeing the day-to-day lending operations, ensuring loan applications are processed efficiently and in line with policy. You will work closely with members, staff and management to deliver high standards of service and support the continued growth of the loan book. Assess loan applications and make lending decisions within delegated authority. Provide training and support to other lending staff, ensuring knowledge of lending policy and credit assessment techniques remains current. Collaborate with the marketing and member services teams to identify and promote lending opportunities. Key Skills Required Minimum of 3 years experience in a lending or credit role within a financial institution in Ireland (Credit Union, Bank, or similar). QFA or APA Loans qualification is essential. Strong knowledge of consumer lending, credit assessment. Skills: Credit Credit Analysis Credit Underwriting Personal Lending Credit risk Benefits: Pension
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Credit Analyst-Commercial Real Estate

D Dublin, Leinster Elevate Partners

Posted 18 days ago

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Permanent
Our client is a leading alternative lender in the Irish Commerical Real Estate market and due to company growth they are looking to hire a Credit Analyst to join their team and the successful candidate will play a key role in the underwriting and execution of commercial real estate loans. Responsibilities of this Credit Analyst Job: Prepare detailed credit applications, including financial and market analysis, to support lending decisions.Analyse borrower financials, cash flows, and property valuations to assess creditworthiness.Work with the lending team to structure commercial real estate loans.Track and report on loan portfolio performance.Keep up to date with market trends, property values, and economic factors impacting lending decisions.Requirements of this Credit Analyst Job: Minimum Bachelor's degree in Finance, Commerce, Property or a related field.APA qualification required, QFA is an advantage. 2-3 years experience in a credit analyst, underwriting, or similar role within a commercial real estate lender, bank or financial institution. Strong understanding of real estate finance, credit risk assessment, and cash flow analysis. Ability to interpret financial statements, loan agreements, and property appraisals.For more information on this Credit Analyst Job or to discuss in more detail, contact Aoife Stokes at  or apply directly below. 
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GFC Financial Intelligence Unit - Detection - Customer Risk Assessment and List Management

Bank of America

Posted 14 days ago

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GFC Financial Intelligence Unit - Detection - Customer Risk Assessment and List Management
London, United Kingdom;Chester Business Park, Chester; Dublin, Ireland; Bromley, United Kingdom
**To proceed with your application, you must be at least 18 years of age.**
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**Job Title:** GFC Financial Intelligence Unit - Detection - Customer Risk Assessment and List Management
**Location** : London, Dublin, Chester or Bromley
**Corporate title:** Director
**Company Overview:**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
**Responsibilities:**
+ Bringing subject matter expertise and experience in running the model, system and business operational components of our Enterprise Customer Risk Assessment and List Management functions for the Bank
+ This role will also help to specify the requirement for, and oversee the modernisation and enhancement of our CRA/LM technology, , and incorporate automation in the FIU-Detection functions and processes that support those functions
+ This job is responsible for managing, supporting, and executing our regulatory remediation efforts related to CRA/LM across all the regions including BAU processes and execution, remediation tracking, action plan closure documentation, and automation design and development
+ The role will be partnering across the Bank and Enterprise with key stakeholders and executives within the First Line Units and Regional Teams.
**What we are looking for:**
+ The right level of acumen and authority to drive the customer risk strategy, enforce upstream change requirements with partners, and drive/execute the end-to-end changes including models and technology
+ Extensive Global Banking and Global Markets risk and compliance experience at a major global bank
+ AML/financial crime regulatory and compliance experience
+ CAMS, CFE, CRCM Certification a plus
**Benefits of working at Bank of America:**
**UK**
+ Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner
+ Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons
+ 20 days of back-up childcare including access to school holiday clubs and 20 days of back-up adult care per annum
+ The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.
+ Access to an emotional wellbeing helpline, mental health first aiders and virtual GP services.
+ Access to an Employee Assistance Program for confidential support and help for everyday matters
+ Ability to donate to charities of your choice directly through payroll and the bank will match your contribution
+ Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of the UK's most iconic cultural institutions and exhibitions.
+ Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.
**Bank of America:**
Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.
We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, age, sexual orientation, pregnancy or maternity, socio-economic background, responsibility for dependants or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
To view the "Know your Rights" poster, CLICK HERE ( .
View the LA County Fair Chance Ordinance ( .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
This advertiser has chosen not to accept applicants from your region.

Investment Analyst/Associate - Private Credit

Dublin, Leinster FK International

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Job Description

Job Description Our client, a significant global alternative investment firm is currently hiring an Investment Analyst/Associate to join its credit investment business, based in Dublin. Responsibilities will include: Ongoing Assessment of corporate credit portfolio performance, through rigorous business and financial analyses and evaluation. Financial modelling, analysis and sensitivity analysis. Preparation and presentation of investment/Credit committee memos/papers. Requirements for this Role Excellent academic background with a professional qualification (CFA/Accountancy) and demonstrable commercial acumen. Some transaction experience (2-4 years) in a Corporate Finance/Transaction Services, Leveraged Finance or Equity Analysis is desirable. About Our Client An influential alternative investment firm. Remuneration Attractive, plus Bonus & Benefits. Your application will be directed toGer Buckley. Not interested in this role, but know someone who might be? Refer a friend to FK International to receive a €500 voucher should we successfully place your friend. Please refer to our website for applicable Terms & Conditions. Skills: Financial Analysis Credit Investment Analysis
This advertiser has chosen not to accept applicants from your region.
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Investment analyst/associate - private credit

Dublin, Leinster FK International

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Job Description

permanent
Job Description Our client, a significant global alternative investment firm is currently hiring an Investment Analyst/Associate to join its credit investment business, based in Dublin. Responsibilities will include: Ongoing Assessment of corporate credit portfolio performance, through rigorous business and financial analyses and evaluation. Financial modelling, analysis and sensitivity analysis. Preparation and presentation of investment/Credit committee memos/papers. Requirements for this Role Excellent academic background with a professional qualification (CFA/Accountancy) and demonstrable commercial acumen. Some transaction experience (2-4 years) in a Corporate Finance/Transaction Services, Leveraged Finance or Equity Analysis is desirable. About Our Client An influential alternative investment firm. Remuneration Attractive, plus Bonus & Benefits. Your application will be directed to Ger Buckley. Not interested in this role, but know someone who might be? Refer a friend to FK International to receive a €500 voucher should we successfully place your friend. Please refer to our website for applicable Terms & Conditions. Skills: Financial Analysis Credit Investment Analysis
This advertiser has chosen not to accept applicants from your region.

Credit Risk Officer - Corporates Credit, GCIB Credit

Dublin, Leinster Bank of America

Posted 14 days ago

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Credit Risk Officer - Corporates Credit, GCIB Credit
Dublin, Ireland
**To proceed with your application, you must be at least 18 years of age.**
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**Job Title:** Credit Risk Officer
**Corporate Title:** Associate or Vice President
**Location:** Dublin
**Company Overview**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
**Dublin Location Overview**
Overlooking the spectacular Iveagh Gardens with access to all amenities in the beating heart of central Dublin is our Park Place office. Travel options include the LUAS, Dublin Bus networks as well as the Dublin Bikes station, positioned just outside our front doors. As part of our commitment to supporting staff travel to and from work in the most sustainable way possible, we also provide tax saver tickets as part of our award-winning benefits package which means getting to work has never been easier.
**Role Description**
An exciting opportunity to join our Corporates Credit team a part of Global Corporate and Investment Banking (GCIB), Credit managing and delivering credit relationships for corporate clients in accordance with the company's growth strategy, risk appetite and underwriting standards. We are an independent function that works closely with various lines of business, relationship managers, product specialists and Risk.
GCIB Credit is responsible for analysing and delivering credit underwriting debt financing solutions and derivative strategies for medium and large corporate clients of GCIB & Global Markets (GM). GCIB includes Corporate Banking and Investment Banking and GM includes Sales & Trading. The group provides services to middle-market and large corporations, government entities and institutional investors. Services including mergers and acquisition advice, equity and debt capital raising, corporate lending, sales and trading in fixed income, commodities, currency and equities, risk management, research, and liquidity and payments management.
GCIB Credit partners with teams across GCIB & GM including Trade Service Partners and Global Treasury Management to drive business growth and results while maintaining appropriate risk discipline specific to the corporate credit portfolio. Integral to GCIB Credit's mission is its partnership with other branches of GCIB, GM and Risk Management organisation in order to effectively manage and monitor the credit risks related to the corporate portfolio.
**Responsibilities**
+ Perform financial and credit analysis, risk rating analysis ensuring adherence to prevailing credit policy and procedures for an assigned portfolio.
+ Independently assess credit worthiness, perform intensive qualitative and quantitative due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.
+ Structuring transactions, underwriting and negotiating credit documentation designed to meet both client and investor needs including credit agreements, amendments, derivative documentation.
+ Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality.
+ Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit life cycle.
+ Ensuring that the portfolio and credit management process are at all times rated "satisfactory" by internal auditors, the Credit Review group and external Regulators.
+ Develop and maintain a deep understanding of the product spectrum and portfolio at the client, industry, and macro level to assess risk and craft value added solutions balancing risk.
+ Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal.
+ Participate in strategic projects to support business goals.
+ Providing provide appropriate coaching and development to junior teammates.
**What we are looking for**
+ BA/BSc degree (or equivalent); Finance, Accounting or Economics would be beneficial.
+ Credit risk experience at a major international financial institution, analysing, assessing companies and knowledge of EMEA and specific industry sectors, structuring transactions and documentation.
+ Credit skills, risk judgment and broader risk awareness and understanding of the wider business, market and regulatory environment in which the bank operates, and how that impacts client and portfolio's credit profile and ability to defend rigorously a fact-based point of view.
+ Sound product/technical, documentation and process knowledge across lending, trade finance and derivative (FX, rates, commodities and equities) products.
+ Acting as an agent of change/improvement, influencing corporate policy/procedure and projecting a positive strategic vision.
+ Commercial mindset to support value added discussions with effective interpersonal and written and verbal communication skills, and attention to detail and accuracy.
+ Fluency with use of Microsoft Office applications, particularly Excel; including ability to prepare and/or review company specific financial models in Excel.
+ Strong organisational skills with ability to prioritise and work under pressure, drive deal selection, negotiate solutions, strong transaction management process, and proactively manage credit risks.
+ Understanding of credit risk sensitivities in the portfolio and risk drivers of the exposures.
+ Keen interest in finance, macroeconomic and geopolitical issues.
+ Fluency in English required. Additionally, other European language skills highly beneficial.
**Benefits of working at Bank of America**
**Ireland**
+ Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner
+ Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons
+ 20 days of back-up childcare and 20 days of back-up adult care per annum
+ The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.
+ Access to an Employee Assistance Program for confidential support and help for everyday matters
+ Access to free counselling through the Employee Assistance Program and virtual GP services through our private health care plan
+ Ability to donate to charities of your choice and the bank will match your contribution
+ Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of Ireland's most iconic cultural institutions and exhibitions.
+ Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.
**Bank of America**
Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.
We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of gender/sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, membership of the Traveller community, age, sexual orientation, pregnancy or maternity, civil status, socio-economic background, responsibility for dependants, family status or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
To view the "Know your Rights" poster, CLICK HERE ( .
View the LA County Fair Chance Ordinance ( .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
This advertiser has chosen not to accept applicants from your region.

Senior VP/Director, Credit Risk Officer

Bank of America

Posted 14 days ago

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Job Description

Senior VP/Director, Credit Risk Officer
Paris, France;Dublin, Ireland
**To proceed with your application, you must be at least 18 years of age.**
Acknowledge
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**To proceed with your application, you must be at least 18 years of age.**
Acknowledge ( Description:**
**Job Description**
**Job Title:** Credit Risk Officer
**Corporate Title:** VP/Director
**Location:** Paris or Dublin
**Company Overview**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
**Paris Location Overview**
Based in the 8th arrondissement and within the Parisian Golden Triangle, our beautiful Art-Deco era office benefits from luxury modern workspaces, an abundance of natural light and is easily accessible by public transport.
**Dublin Location Overview**
Overlooking the spectacular Iveagh Gardens with access to all amenities in the beating heart of central Dublin is our Park Place office. Travel options include the LUAS, Dublin Bus networks as well as the Dublin Bikes station, positioned just outside our front doors. As part of our commitment to supporting staff travel to and from work in the most sustainable way possible, we also provide tax saver tickets as part of our award-winning benefits package which means getting to work has never been easier.
**Role Description**
An exciting opportunity to join our Corporates Credit team a part of Global Corporate and Investment Banking (GCIB), Credit managing and delivering credit relationships for corporate clients in accordance with the company's growth strategy, risk appetite and underwriting standards. We are an independent function that works closely with various lines of business, relationship managers, product specialists and Risk.
GCIB Credit is responsible for analysing and delivering credit underwriting debt financing solutions and derivative strategies for medium and large corporate clients of GCIB & Global Markets (GM). GCIB includes Corporate Banking and Investment Banking and GM includes Sales & Trading. The group provides services to middle-market and large corporations, government entities and institutional investors. Services including mergers and acquisition advice, equity and debt capital raising, corporate lending, sales and trading in fixed income, commodities, currency and equities, risk management, research, and liquidity and payments management.
GCIB Credit partners with teams across GCIB & GM including Trade Service Partners and Global Treasury Management to drive business growth and results while maintaining appropriate risk discipline specific to the corporate credit portfolio. Integral to GCIB Credit's mission is its partnership with other branches of GCIB, GM and Risk Management organisation in order to effectively manage and monitor the credit risks related to the corporate portfolio.
**Responsibilities**
+ Perform financial and credit analysis, risk rating analysis ensuring adherence to prevailing credit policy and procedures for an assigned portfolio.
+ Independently assess credit worthiness, perform intensive qualitative and quantitative due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.
+ Structuring transactions, underwriting and negotiating credit documentation designed to meet both client and investor needs including credit agreements, amendments, derivative documentation.
+ Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality.
+ Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit life cycle.
+ Ensuring that the portfolio and credit management process are at all times rated "satisfactory" by internal auditors, the Credit Review group and external Regulators.
+ Develop and maintain a deep understanding of the product spectrum and portfolio at the client, industry, and macro level to assess risk and craft value added solutions balancing risk.
+ Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal.
+ Participate in strategic projects to support business goals.
+ Providing appropriate coaching and development to junior teammates.
**What we are looking for**
+ BA/BSc degree (or equivalent); Finance, Accounting or Economics would be beneficial.
+ Credit risk experience at a major international financial institution, analysing, assessing companies and knowledge of EMEA and specific industry sectors, structuring transactions and documentation.
+ Credit skills, risk judgment and broader risk awareness and understanding of the wider business, market and regulatory environment in which the bank operates, and how that impacts client and portfolio's credit profile and ability to defend rigorously a fact-based point of view.
+ Sound product/technical, documentation and process knowledge across lending, trade finance and derivative (FX, rates, commodities and equities) products.
+ Acting as an agent of change/improvement, influencing corporate policy/procedure and projecting a positive strategic vision.
+ Commercial mindset to support value added discussions with effective interpersonal and written and verbal communication skills, and attention to detail and accuracy.
+ Fluency with use of Microsoft Office applications, particularly Excel; including ability to prepare and/or review company specific financial models in Excel.
+ Strong organisational skills with ability to prioritise and work under pressure, drive deal selection, negotiate solutions, strong transaction management process, and proactively manage credit risks.
+ Understanding of credit risk sensitivities in the portfolio and risk drivers of the exposures.
+ Keen interest in finance, macroeconomic and geopolitical issues.
+ Fluency in English required. Additionally, other European language skills highly beneficial.
**Benefits of working at Bank of America**
**France**
+ Competitive retirement plan in addition to State plans
+ Mandatory Medical Plan provided by the bank as a top-up to Social Security health benefits for you and your family.
+ Employees and family members can receive free health advice 24/7 through a range of English and French speaking medical providers
+ Life and disability insurance
+ Time Savings Account ('CET') to save some of your leave days, cash them out or use them later
+ Reimbursement of 50% of your commuter pass
+ Nursery scheme for children under age 3
+ Works council benefits
+ Access to an Employee Assistance Programme for confidential support and help for everyday matters
+ Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering with local charities
+ Opportunity to receive free entry to arts exhibitions sponsored by Bank of America in Paris
**Ireland**
+ Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner
+ Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons
+ 20 days of back-up childcare and 20 days of back-up adult care per annum
+ The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.
+ Access to an Employee Assistance Program for confidential support and help for everyday matters
+ Access to free counselling through the Employee Assistance Program and virtual GP services through our private health care plan
+ Ability to donate to charities of your choice and the bank will match your contribution
+ Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of Ireland's most iconic cultural institutions and exhibitions.
+ Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.
**Bank of America**
Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.
We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of gender/sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, membership of the Traveller community, age, sexual orientation, pregnancy or maternity, civil status, socio-economic background, responsibility for dependants, family status or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
To view the "Know your Rights" poster, CLICK HERE ( .
View the LA County Fair Chance Ordinance ( .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
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