15 Credit Analyst jobs in Ireland

Job Description Our client, a global business with a critical hub based in Dublin, has an opening for a Credit Analyst to join its expanding team. Key responsibilities will include: Analysing credit proposals of current and prospective clients (including Fortune 500 and SMEs) Ongoing portfolio monitoring/management of existing portfolio. Regular interaction with internal (commercial, legal, etc) and external (customers) stakeholders to ensure efficiency of credit decisioning. Adherence to credit policy, internal operating procedures, etc. Requirements for this Role 2+ years experience in credit underwriting, corporate banking, commercial lending or similar. Proven ability to work in a fast-paced commercially focused environment Excellent communication skills, both written and verbal About Our Client A leading global player in its sector Remuneration Attractive + bonus & benefits Your application will be directed to Daniel Corbett. Not interested in this role, but know someone who might be? Refer a friend to FK International to receive a €500 voucher should we successfully place your friend. Please refer to our website for applicable Terms & Conditions. Skills: Corporate Banking Lending Credit Analyst Banking

I am excited to offer a newly created opportunity within a leading Pharmaceutical team based in Cork. This Senior Credit Risk Specialist role is pivotal in managing credit risk across a diverse international customer portfolio. You'll collaborate with cross-functional teams to support commercial growth while safeguarding financial integrity in a dynamic, globally recognised pharmaceutical environment. Your new company We're a global biopharma innovator focused on transforming care for people with life-threatening diseases. With a strong presence in Cork, our teams drive financial and operational excellence to support cutting-edge scientific progress. We foster a collaborative, inclusive culture where purpose meets impact-and where your work truly matters. Your new role Lead detailed credit risk assessments for new and existing customers. Monitor creditworthiness, set and review credit limits and payment terms. Analyse financial statements and forecasts to support credit decisions. Partner with Commercial, Treasury, and Controllership teams to strengthen customer relationships. Oversee the Credit Block Release process across multiple markets. Support continuous improvement initiatives within the Credit & Collections function. What you'll need to succeed A qualified or part-qualified accountant (ACA, ACCA, CIMA or equivalent), or someone with 5+ years' experience in credit risk management. Strong analytical and commercial acumen with the ability to make evidence-based decisions. Excellent communication and stakeholder engagement skills. Experience in multinational environments; exposure to biotech or pharma is a plus. Familiarity with ERP systems (e.g., SAP) and financial reporting tools. What you'll get in return Flexible working options are available with a very strong salary and benefits package. A chance to shape credit strategy in a global, purpose-driven organisation. Exposure to international markets and cross-functional collaboration. Support for professional development and accounting qualifications. A culture that values innovation, inclusion, and continuous improvement. Competitive compensation and benefits aligned with your experience and impact. What you need to do now If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call Vincent Murray now. Hays Ireland is a trading division of Hays Specialist Recruitment (Ireland) Limited and acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be Skills: Credit Risk Finance Commercial Collections Accountant Benefits: DOE

Senior Accounts Receivable & Credit Analyst German Speaking Location: Athlone (Hybrid) Industry: Medical Technology Contract: Permanent What you need to know Our client is a leading global provider in the medical technology industry. They are seeking a Senior Accounts Receivable & Credit Analyst German Speaking to join their finance team in Athlone. This is a senior-level role where you will take ownership of an EMEA accounts receivable portfolio, with particular focus on Germany, Switzerland, and Austria. You will be responsible for customer collections, troubleshooting invoice issues, and building strong relationships with both external customers and internal stakeholders. Your new job Manage an EMEA accounts receivable portfolio with a focus on Germany, Switzerland, and Austria. Handle day-to-day customer contact, collections, and relationship management. Investigate and resolve billing issues and customer disputes with a solution-focused mindset. Monitor customer credit risk and take proactive measures to minimise risk and reduce write-offs. Report portfolio status and generate ad hoc reports using ERP systems. Support wider finance activities, including tax certifications, invoice control, and compliance. Collaborate with internal teams (Sales, Credit, and other Order-to-Cash partners) for effective outcomes. Identify and communicate process improvement opportunities. Operate in a hybrid working model, maintaining strong internal and external relationships. What we are looking for Bachelors degree in Finance or Accounting (preferred). 24 years Credit and Collections experience. Strong knowledge of accounting principles and procedures. Proficiency in SAP preferred; ERP and CRM system experience an advantage. Advanced Excel skills. Fluent in German and English (essential). Excellent written and verbal communication skills. Strong organisational, problem-solving, and customer service skills. Ability to work independently and collaboratively in a fast-paced environment. Apply for this job now by sending in a Word version of your CV. By applying, you are giving consent for Matrix Recruitment to contact you about this job. We collect your data for recruitment purposes only and will retain it for the duration required as outlined in our privacy policy. All CVs are kept confidential and will not be submitted to any clients without your knowledge and permission. Please note that due to the expected high volume of applications we can only reply to applicants suitable for the position. We Value Your Trust. Skills: german Creditors Collections Analyst

Were AmTrust International, an insurance business headquartered in London, employing more than 1900 people in 13 countries? As part of a global group, we work creatively to develop bespoke insurance solutions for leading financial institutions, retailers and manufacturers both Internationally and Globally. We are now looking for a Credit management analysts to join our Dublin based team? Working directly with the business and project team this person will be working on bespoke projects which form part of our overall insurance platform project and will be focusing on a number of high volume of reconciliations within our new Credit Control system? Essential functions of this role will include but are not limited to: Reconciliation of data and cash received, raising any queries and following up with relevant internal or external parties. Regularly update team trackers to track reconciliation progress as well as provide weekly status updates to Managers and Executive Management Team if and when required. Initiate prompt receipt and payment of bordereaux within agreed credit terms and following up on any overdue amounts in a timely manner. Assist in the production, distribution and follow up of operational and risk reports as requested by the Management team. The right candidate will have experience working with numbers and analysing large data sets, being detail oriented, be an effective communicator and consider yourself someone who thrives working autonomously. Strong Excel skills are a must and experience working within the Insurance or financial services sector is would be beneficial but not a necessity? Skills: Analytics Attention to detail Reconciliation Benefits: Paid Holidays Pension Fund

Senior Accounts Receivable & Credit Analyst German Speaking Location: Athlone (Hybrid) Industry: Medical Technology Contract: Permanent What you need to know Our client is a leading global provider in the medical technology industry. They are seeking a Senior Accounts Receivable & Credit Analyst German Speaking to join their finance team in Athlone. This is a senior-level role where you will take ownership of an EMEA accounts receivable portfolio, with particular focus on Germany, Switzerland, and Austria. You will be responsible for customer collections, troubleshooting invoice issues, and building strong relationships with both external customers and internal stakeholders. Your new job Manage an EMEA accounts receivable portfolio with a focus on Germany, Switzerland, and Austria. Handle day-to-day customer contact, collections, and relationship management. Investigate and resolve billing issues and customer disputes with a solution-focused mindset. Monitor customer credit risk and take proactive measures to minimise risk and reduce write-offs. Report portfolio status and generate ad hoc reports using ERP systems. Support wider finance activities, including tax certifications, invoice control, and compliance. Collaborate with internal teams (Sales, Credit, and other Order-to-Cash partners) for effective outcomes. Identify and communicate process improvement opportunities. Operate in a hybrid working model, maintaining strong internal and external relationships. What we are looking for Bachelors degree in Finance or Accounting (preferred). 24 years Credit and Collections experience. Strong knowledge of accounting principles and procedures. Proficiency in SAP preferred; ERP and CRM system experience an advantage. Advanced Excel skills. Fluent in German and English (essential). Apply for this job now by sending in a Word version of your CV. By applying, you are giving consent for Matrix Recruitment to contact you about this job. We collect your data for recruitment purposes only and will retain it for the duration required as outlined in our privacy policy. All CVs are kept confidential and will not be submitted to any clients without your knowledge and permission. Please note that due to the expected high volume of applications we can only reply to applicants suitable for the position. We Value Your Trust. Benefits: pension Healthcare hybrid

Optum is a global organisation that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.
**About the Role:**
Optum is a global organisation that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.
As our **Senior Manager- Pharmacy Pricing Financial Modeling** , you will join an established team within OptumRx responsible for managing our network pharmacy pricing guarantees. You will lead a team to provide financial modelling and analytics related to the performance of effective rate pricing guarantees, specific to the Commercial line of business. You will work with internal stakeholders to drive to best outcomes and ensure alignment with our pharmacy contractual obligations.
Within the role, you will build relationships with our partners and stakeholders across many functions, including Network Contracting, Client Contract Management, Finance, Legal and more.
We're looking for someone with a quantitative mindset, a strong aptitude for complex problem solving, industry experience, and well-developed communication and technical skills.
Careers with Optum offer flexible work arrangements and individuals who live and work in the Republic of Ireland will have the opportunity to split their monthly work hours between our Dublin or Letterkenny and telecommuting from a home-based office in a hybrid work model.
**Primary Responsibilities:**
- Lead a team responsible for managing the performance of effective rate pricing guarantees, within network pharmacies, for Optum's Commercial book of business.
- Ownership of the relevant financial modeling and ensuring ongoing iteration as required, to maintain highest level of efficacy in projections.
- Manage a critical process forming the foundation for pricing modelling and reporting. This involves the maintenance and manipulation of structured data to develop business intelligence tools, track trends, and conduct analyses related to effective rate pharmacy reimbursement.
- Responsible for the timely and accurate delivery of contractually required performance reporting, provided externally on a monthly, quarterly and annual basis.
- Lead and mentor a team of data engineers with a strong focus on DevOps best practices, code quality through rigorous code reviews, and deep expertise in designing, building, and optimizing scalable data pipelines using Azure Data Factory, Synapse, and related services.
- Oversee the team in developing analysis and scenario modelling related to pharmacy reimbursement and drive iteration of this analysis to drive key business decisions.
- Actively communicate to leadership and relevant stakeholders on emerging risks or trends.
- Actively consult with business stakeholders and subject matter experts to ensure appropriate application of contractual and regulatory obligations.
You will be rewarded and recognised for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role, as well as providing development for other roles you may be interested in.
**Required Qualifications:**
- SQL and/or Python, with the ability to perform effective and efficient querying involving multiple tables and subqueries.
- Advanced MS Excel
- Experience in financial modelling.
- Previous experience a managing a team for direct reports
- Strong communication skills, able to work with stakeholders from multiple levels and disciplines.
**Preferred Qualifications:**
- MS Azure.
- Comfortable analyzing and interpreting large volumes of data.
- Ability to understand complex scenarios and quickly provide effective decisions.
- PBM, Medicare or Pharma experience
- Experience in Data Quality
**Please note you must currently be eligible to work and remain indefinitely without any restrictions in the country to which you are making an application. Proof will be required to support your application.**
All telecommuters will be required to adhere to the UnitedHealth Group's Telecommuter Policy.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalised groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
Diversity creates a healthier atmosphere: Optum is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to gender, civil status, family status, sexual orientation, disability, religion, age, race, and membership of the Traveller community, or any other characteristic protected by law. Optum is a drug-free workplace. © 2025 Optum Services (Ireland) Limited. All rights reserved.
#RxFinancial #BBMEMEA

Job Description FK International is working closely with a leading global investment firm, who is seeking to hire a first-rate candidate for an Investment Analyst position to work with its European Credit team, based in Dublin. This is an excellent opportunity for an ambitious and focused professional to work with one of the worlds leading alternative investment businesses. Your responsibilities will include: Management and monitoring of a portfolio of investee companies on an ongoing basis, ensuring timely and accurate communication on all event in, and performance of, the portfolio Evaluation of new investment ideas and opportunities from cradle to grave including a thorough due diligence of the company (financial & non financial), risk assessment, repayment capacity & projections, capital structure and deal structure (risk v return) Preparation of investment committee memos and discussion papers Financial modelling and analysis Any ad-hoc duties required from time to time. Requirements for this Role The successful candidate will have an outstanding academic track record (2.1 or better) and a professional qualification is desirable (CFA/Qualified accountant). In addition, you will demonstrate exceptional analytical skills, credit skills and communication skills, both written and verbal. Credit, investment or corporate finance experience is essential (2-3 years). About Our Client Our client is a leading global alternative investment firm with significant AUM and an outstanding track record Remuneration Attractive + bonus & benefits. Your application will be directed to Ger Buckley. Not interested in this role, but know someone who might be? Refer a friend to FK International to receive a €500 voucher should we successfully place your friend. Please refer to our website for applicable Terms & Conditions. Skills: Credit Analysis Investment Analysis Financial Analysis

**About the Role:**
**Grade Level (for internal use):**
11
**The Team:**
The practice provides credit ratings of structured products that are backed by pools of assets, mainly focused on Collateralized Loan Obligation (CLO) transactions. You will report to the Analytical Manager, Structured Finance and be working closely with a number of highly experienced industry specialists.
**The Impact:**
S&P Global is seeking an experienced analyst to join its Structured Finance Ratings group as a Senior Analyst in the Structured Credit practice. The successful candidate will enhance our ability to efficiently and effectively serve our clients by demonstrating outstanding analytical excellence and the capacity to provide relevant, insightful and compelling analysis. You will have responsibility for helping with undertaking analysis for the Structured Credit team. Senior Analysts who excel in this role will have opportunities to work across other asset classes and assume greater accountabilities.
**What you stand to Gain:**
Structured Finance is an important sector of capital markets and is a key funding source and growth driver for many areas of the economy. You will be exposed to CLO, SME, repack structure. If you are interested in helping to facilitate this growth while challenging yourself in a fast-paced environment, this is the right position for you. To succeed, you must be comfortable with quantitative analysis and have a knack for problem solving. You will get to work in a dynamic team environment and work with a team of professional specialists. You can deepen and broaden your insight and knowledge in one of the leading credit ratings' companies in the world. This role provides a great opportunity to be exposed to a range of markets and asset types. Furthermore, there is the possibility to participate with the Company Data Science initiatives.
A Senior Analyst is responsible for rating CLOs and managing the end-to-end ratings process from the initial engagement through to the publication of reports. The successful candidate will review documents; consider the legal dimensions of transaction structures; develop an understanding of and apply relevant rating criteria; assess the credit profile of collateral pools and work with financial and cash flow models to stress test the structures and enhancement levels under various economic scenarios. You will also be the primary analytical contact for bankers, issuers and investors and will resolve any analytical inquiries that may arise during the rating process. At the same time, you will also be responsible for a portfolio of CLOs to monitor.
**Responsibilities:**
+ Ownership of a portfolio of credits, mainly CLOs.
+ Working closely with analysts to provide research and analysis for the Structured Finance team.
+ Analyse data and review documentation for the analytical team.
+ Conducting analyses on complicated SF transactions with appropriate risk factor identification, measurement, and presentation.
+ Independently preparing and presenting analysis and recommendations to credit committees.
+ Proactive participation in ratings committees.
+ Review and run cash flow models.
+ Undertake research in support of S&P Global Ratings published commentaries.
+ Understand and implement S&P's Policies.
+ Take the lead on special projects within Structured Finance as appropriate.
**What we're looking for:**
+ Degree in Engineering, Mathematics, Physics, Business, Finance, Economics or a related subject. You could be pursuing postgraduate studies/CFA qualification.
+ Relevant industry experience in Securitization and/or CLO, credit analysis or related analytical fields.
+ An S&P Global employee at this level would typically have 3-6 years of analytical work experience in the financial services industry.
+ Demonstrable analytical work experience with responsibility for managing and interpreting data for analytical purposes.
+ Ability to meet deadlines in a fast-changing, global and regulated environment.
+ Proactive team player with a willingness-to-learn and an analytical mind-set.
+ Strong interpersonal and communication skills.
+ Fluent in English (both written and verbal) with the ability to prepare professional analyses and reports.
+ Another European language would be desirable.
+ Good/advanced knowledge of Python and/or R is desirable.
All employees are required to work from the office a minimum of 2 days per week.
We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer
#LI-EY1
**About S&P Global Ratings**
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world's foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world's leading organizations navigate the economic landscape so they can plan for tomorrow, today.
For more information, visit In It For** **You?**
**Our Purpose:**
Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology-the right combination can unlock possibility and change the world.
Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress.
**Our People:**
We're more than 35,000 strong worldwide-so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We're constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.
**Our Values:**
**Integrity, Discovery, Partnership**
At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of **integrity** in all we do, bring a spirit of **discovery** to our work, and collaborate in close **partnership** with each other and our customers to achieve shared goals.
**Benefits:**
We take care of you, so you can take care of business. We care about our people. That's why we provide everything you-and your career-need to thrive at S&P Global.
Our benefits include:
+ Health & Wellness: Health care coverage designed for the mind and body.
+ Flexible Downtime: Generous time off helps keep you energized for your time on.
+ Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
+ Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
+ Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
+ Beyond the Basics: From retail discounts to referral incentive awards-small perks can make a big difference.
For more information on benefits by country visit: Hiring and Opportunity at S&P Global:**
At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.
S&P Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy's requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.
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**Equal Opportunity Employer**
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**Job ID:**
**Posted On:**
**Location:** Dublin, Ireland

Overview

We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award-winning customer service, we have a long history of creating magical moments for our customers. We're not about selling products - we want to solve problems and change lives through Monzo.

Monzo Europe is an Irish-based subsidiary of the Monzo Group which will, upon authorisation, be the base for Monzo's expansion as a bank in the European Union. We are looking for an experienced Director of Credit Risk to lead the development, implementation and oversight of the bank's credit risk framework in Europe. The Director of Credit Risk will provide 2nd line oversight of credit risk policies, processes and models, including Credit Strategy & Appetite Setting, Credit Planning & Forecasting, Credit Origination, Credit Assessment & Approval, Credit Operations & Servicing, Credit Risk Measurement & Modelling and Portfolio Analysis.

The senior leadership role demands a deep understanding of retail credit and applicable prudential regulation in the EU. The Director of Credit Risk will report directly to the Chief Risk Officer, Monzo Europe, and work closely with senior stakeholders across the organisation.

• Develop, implement and continuously enhance Monzo's Retail Credit Risk Framework for Europe, ensuring alignment with the entity's strategic objectives.
• Define, maintain and oversee the implementation of the Retail Credit Risk Appetite Statement, ensuring lending activity aligns with growth objectives and risk limits.
• Provide effective second-line oversight of Retail Credit Risk activities, including policies, underwriting and credit decisioning strategies, pricing and collections and recovery strategies.
• Lead regular reviews of the credit portfolio's asset quality, monitor performance trends and assess the adequacy of IFRS9 impairment provisions.
• Establish robust credit risk monitoring and early warning processes, delivering high-quality and timely credit management information and risk insights to senior internal and external stakeholders.
• Review, challenge and independently validate retail credit risk models including credit scorecards, IFRS9 ECL models, stress testing and internal credit risk capital assessment models.
• Chair and actively contribute to risk governance forums, including Credit Risk Committees, ensuring effective challenge, decision-making and escalation of material risks.
• Ensure ongoing compliance with Central Bank of Ireland requirements, including PCF-22 obligations, and support regulatory reporting and engagement as required.

Leadership

• Establish and lead the second line credit risk oversight function with effective delivery through adequate resourcing, processes and systems in Europe.
• Collaborate with other senior leaders and first line teams to ensure integrated, robust risk management and effective controls across the organisation.
• Provide expert guidance and strategic recommendations to senior management and the Board on credit risk matters, enabling informed decision-making.
• Engage with internal and external stakeholders, including Group functions and regulators, to align, make transparent, and strengthen EU credit risk management practices.
• Establish a robust credit risk management culture through training and awareness programmes.
• Contribute to the second line Risk Leadership Team (RLT) and foster collaboration across the organisation.
• You have a minimum of 10 years of experience in retail credit risk management, preferably in digital banking, fintech or consumer lending environments, with at least 5 years in a leadership credit risk role.
• You have detailed experience in consumer finance with strong knowledge of retail credit products including loans, cards and overdraft lending.
• You have detailed knowledge of IFRS9, CRR/CRD prudential regulation and regulatory expectations in Ireland and Europe (e.g., CBI, EBA, ECB/SSM, Basel).
• You have proficiency in credit risk modelling and measurement tools (decisioning scorecards, IFRS9 ECL models, PD and LGD models, etc.).
• You have proven experience in reviewing and validating credit risk models (scorecards, ECL, stress testing).
• You have excellent analytical, verbal and written communication skills, with the ability to influence and engage senior stakeholders.
• You have a track record of building and leading high-performing risk teams and influencing executive stakeholders.
• You thrive in a fast-paced environment, handling complexity with ease and communicating effectively.
• You are passionate about financial technology and motivated by the opportunity to be at the forefront of banking transformation in Ireland and the EU.
• You have experience setting up and running credit risk functions in Ireland / the EU.
• You have previously held a PCF-22 role or equivalent with a financial services institution in Ireland or an equivalent jurisdiction.

What's in it for you

A competitive compensation package, including base salary and share options.

This role will be based in a Dublin office; however, you will be expected to travel to Monzo's head offices in London from time to time.

We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

Annual Leave: 34 days including public holidays (24 holiday days + 10 public holidays).

€1,200 learning budget each year for books, training courses and conferences.

Pension scheme: minimum contribution 4% with Monzo matching up to 6%.

Wellbeing benefits: financial education, women's and men's health support, mental health benefits including coaching and counselling.

Application process

• Introductory call with a member of the Talent Acquisition team.
• Four interviews testing technical and behavioural skills.

This process should take around 2-3 weeks. We aim to be flexible with your schedule.

We have guidelines on using Artificial Intelligence (AI) in applications and interviews at Monzo. You can read them here.

You'll hear from us throughout the process. If you have questions, please email . You can also use this email to request accommodations for disability, neurodiversity, or any other needs.

We will close this role when we have enough applications for the next stage. Please submit your application as soon as possible to avoid missing out.

Equal opportunities

Diversity and inclusion are a priority for us. We are committed to fostering an inclusive environment for all employees. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We are an equal opportunity employer. All applicants will be considered without regard to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran status, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We do not require full or birth names at the application stage.

Identity and demographic survey

Our goal is to make Monzo work for everyone, and this starts with a fair, engaged and innovative workplace. The demographic survey helps us understand the progress of different groups through our hiring process and where we need to improve inclusivity. Participation is voluntary and anonymous to Monzo; responses are used for equal opportunities monitoring in aggregated form.

• Voluntary . A "prefer not to say" option is available for every question.
• Anonymous to Monzo . Responses cannot be tied to you and will not affect the outcome of your application.

By filling out the survey, you agree to the described use of your responses. If you need adjustments to the hiring process due to disability or neurodiversity, please email us.

If you would like to share details about gender identity, sexual orientation, disability status, neurodiversity, ethnicity, or pronouns, please provide them where indicated in the form.

By checking the consent box, you agree to Monzo collecting and processing your demographic data as described above.