60 Risk Analysis jobs in Ireland

The Market Risk team at Macquarie Bank Europe is responsible for providing oversight and monitoring of market risk across both trading and non-trading activities. Based in Dublin or Paris, the team forms a vital part of our global Market Risk organisation, working closely with colleagues worldwide to ensure robust risk management practices. The team collaborates with a range of stakeholders, including senior management and governance committees, to support our diverse and dynamic business activities.

While Macquarie offers hybrid working for many of our roles, this role does require 3 days a week in the advertised location.

At Macquarie, our advantage is bringing together diverse people and empowering them to shape all kinds of possibilities. We are a global financial services group operating in 31 markets and with 56 years of unbroken profitability. You'll be part of a friendly and supportive team where everyone - no matter what role - contributes ideas and drives outcomes.

What role will you play?

You will play a key role by engaging regularly with businesses and trading desks to understand risk positions and market conditions. You will help develop and maintain a comprehensive market risk limit framework, ensuring it aligns with the organisation's strategy and risk appetite. Your responsibilities include monitoring adherence to market risk limits and profit and loss thresholds, assessing new products and business activities for market risk impact, and contributing to the enhancement of market risk management frameworks, policies, and controls. You will collaborate with global and regional teams to ensure consistency in risk management approaches and provide regular market risk updates for committees and senior management. Additionally, you will deliver traded and non-traded stress testing requirements and regulatory reporting, and support in preparations for the implementation of FRTB.

What you offer

• Experience in market risk management within an international financial institution or financial services organisation
• Strong analytical and problem-solving skills, with sound judgement
• Ability to balance detailed analysis with strategic planning
• Quick to learn and adapt to various risk management systems
• Confident communicator with excellent interpersonal and relationship-building abilities
• Capable of working independently and engaging with stakeholders at all levels
• Experience in reviewing new business activities and assessing risk implications
• Knowledge of regulatory reporting and stress testing requirements
• Bachelor's degree in Engineering, Finance, Mathematics, Economics, or equivalent

We love hearing from anyone inspired to build a better future with us, if you're excited about the role or working at Macquarie we encourage you to apply.

About the Risk Management Group

Our Risk Management Group works as an independent, and centralised function, responsible for independent and objective review and challenge, oversight, monitoring and reporting in relation to Macquarie's material risks. We are a global team that aims to manage the risks of today and anticipate the risks of tomorrow. Our divisions include compliance, credit, financial crime risk, internal audit, market risk, operational risk, aggregate risk and prudential, and central.

Our commitment to diversity, equity and inclusion

We are committed to providing a working environment that embraces diversity, equity, and inclusion. We encourage people from all backgrounds to apply regardless of their identity, including age, disability, neurodiversity, gender (including gender identity or expression), sexual orientation, marriage or civil partnership, pregnancy, parental status, race (including ethnic or national origin), religion or belief, or socio-economic background. We welcome further discussions on how you can feel included and belong at Macquarie as you progress through our recruitment process.

Our aim is to provide reasonable adjustments to individuals as required during the recruitment process and in the course of employment. If you require additional assistance, please let us know during the application process.

Location/office policy: Central Park, hybrid (2 days a week in the office, moving to 3 days in office from January 2026)
What Is The Role
Market risk is a material risk for the bank. The Market Risk team operates within the Financial Risk department and its role is to provide second line challenge to the front line market risk taking functions.

A vacancy exists within the Market Risk team at Manager level. Reporting directly to the Head of Market Risk, this person will play a central role in the delivery of strong second line review and challenge of the Group's market risk exposures. The successful candidate will have regular interaction with senior stakeholders across risk, finance and the business.

Key Accountabilities

• Develop concise and effective presentations for senior management/committee relating to market risk.
• Provide independent second line review and challenge of the Group's market risk profile.
• Build and maintain effective relationships with internal stakeholders, influencing them to achieve desired outcomes.
• Review and challenge the Group's market risk stress testing to ensure the Group's approach remains fit for purpose.
• Build and maintain effective relationships with internal stakeholders, influencing them to achieve desired outcomes.

What You Will Bring

• Excellent presentation skills, both verbal and written; ability to produce concise and effective communication.
• Strong analytical skills, with a proven ability to draw out key narrative and messages from information/ data.
• Knowledge of financial markets, financial products and risk measurement techniques, with knowledge of Interest Rate Risk in the Banking Book (IRRBB) an advantage.
• Suitable for a candidate who wishes to develop their market risk knowledge and experience.
• Candidate will be a graduate in a business / finance or quantitative discipline with 6-8 years of experience of working in a banking and/or risk role.

Why Work For AIB
We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.

Some of our benefits include;

• Market leading Pension Scheme
• Healthcare Scheme
• Variable Pay
• Employee Assistance Programme
• Family leave options
• Two volunteer days per year

Please click
here
for further information about AIB's PACT – Our Commitment to You.

Key Capabilities

• Drives Progress
• Eliminates Complexity
• Communication
• Risk Analysis

If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the recruiter for this role Sophie, at for a conversation.

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at

Disclaimer
Unsolicited CV's sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.

Application deadline : Friday 31st October

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in Market Risk and Stress Testing to our Dublin based Global Market Risk Team.

Shape your career with Citi in Dublin. By joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Citi has had a presence in Ireland since 1965, it was one of the first foreign banks to open an office in the country and is the Citibank Europe Plc Headquarters

This role is specific to the Market Risk Stress Testing function within Global Market Risk as the stress testing analytics individual contributor with the following responsibilities.

The Market Risk Officer is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognised technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables.

Responsible for measuring, monitoring and analysing the organisation's market risk exposure on a day-to-day and long-term basis for various financial products. Market risk pertains to potential loss due to market movements such as changes in interest rates, equity prices, credit spreads and foreign exchange rates. Individuals monitor trading limits and are responsible for approving transactions over certain established limits. Work with traders or trading management and recommend actions to mitigate risk. Responsible for monitoring and analysing the organization's risk exposure by understanding the risks and rewards of the Citi products. Structures solutions to mitigate risks of those products.

What You'll Do

• Sufficient understanding of Market Risk and related quantitative topics, in particular, stress testing to drive Projects to improve accuracy of Market Risk stress loss metric and analytics.
• Analyze large data sets to oversee and ensure the integrity of the risk monitoring process associated with stress testing.
• Summarize outcomes and findings for concrete deliveries and executions at the level of senior governance forums.
• Autonomously monitor business compliance with the firm's market risk-related policies.
• Interact with In-Business Risk functions to understand sources of market risk variation.
• Interact with Markets Quantitative Analysis, Model Validation, Risk Analytics and Financial Control to ensure thorough concise alignment of methodologies and models.
• Oversee risk exposure measurement and limit monitoring processes to ensure integrity and appropriate independence of reporting.
• Participate in the development of business-level stress testing that properly considers risk concentrations by single issuer, risk rating, sector/industry and geography; review results and assess appropriate follow-up actions.
• Participate in the ongoing development, implementation and upgrade of risk systems including Citi Risk Market Risk technology applications for the relevant market risk metrics and workflows.
• Working with senior mentors on well-defined mid to long term projects that require technical skills and strategic planning, enabling development in analytical capacity and critical
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

What We Need From You

• Demonstrated years of relevant experience
• Degree in a quantitative or financial discipline.
• Knowledge of financial instruments and risk metrics and Market Risk Management
• Advanced analytical, technical and quantitative skills
• Expert knowledge of market risk
• Excellent written and verbal communication skills
• Must be a self-starter, flexible, innovative and adaptive
• Highly motivated, attention to detail, team oriented, organised
• Developed presentation skills with the ability to articulate complex problems and solutions through concise and clear messaging
• Ability to work collaboratively and with people at all levels of the organization
• Excellent project management and organizational skills and capability to handle multiple projects at one time
• Proficient in MS Office applications (Excel/VBA, Word, PowerPoint), SQL and Python
• Programming/modeling experience with Python
• Bachelor's/University degree, Master's degree preferred

What We Can Offer You

• A chance to develop in a highly innovative environment where you can use the newest technologies in a top-quality organizational culture.
• Professional development in a truly global environment
• Inclusive and friendly corporate culture where gender diversity and equality is widely recognised
• A supportive workplace for professionals returning to the office from childcare leave
• An enjoyable and challenging learning path, which leads to a deep understanding of Citi's products and services.
• We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well.
• By joining Citi Dublin, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well. Discover more here.

Alongside these benefits, Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energised to join us, motivated to stay, and empowered to thrive.

Job Family Group:
Risk Management

Job Family:
Market Risk

Time Type:
Full time

Most Relevant Skills
Analytical Thinking, Credible Challenge, Data Analysis, Governance, Industry Knowledge, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.

Company Overview:

Inver Energy ('Inver') has been supplying fuels across Ireland for almost 40 years. From our jointly owned terminal in Foynes, we offer a range of fuel products to industrial, commercial, agricultural, domestic, wholesale and retail customers. We also operate 115 service stations under the Inver and Amber brands along with 18 convenience stores. Superior customer service, competitive prices, quality fuels and supporting our local community is what drives our business and teams and we always strive to add value to our customers.

Inver and Amber are both part of the Greenergy Group, a leading waste-based renewables manufacturer and international supplier of road fuels. Our values of Respect, Ownership, Care, and Integrity underpin every interaction we have, whether with colleagues, customers, suppliers, and the communities in which we operate.

Role Overview:

Reporting to the Head of Risk & Supply, the Market & Commercial Risk Analyst's main function is to calculate, record, monitor and report the appropriate valuation of Inver Energy's positions for oil inventory and sales. This will include providing daily risk and performance information to the management team, including sound analysis and commentary on positions, risk measures and performance movements. The Market & Commercial Risk Analyst also advises the Risk team of the trades required to hedge positions and develops and analyses hedging strategies to continually reduce Inver's hedging costs. The Market & Commercial Risk Analyst works as part of a multi-functional team including personnel from commercial, risk, supply and finance teams to perform both risk and commercial analysis tasks, along with business strategy analysis. The role also involves working with Finance in the preparation of management accounts, along with forecasting, nominations, operation assumptions etc.

• Prepare and manage the daily hedging diary
• Advise the trades required to hedge Inver's oil inventory and sales positions
• Record and track all risk management and paper transactions for oil and currency
• Prepare, Update and Disseminate Daily Risk Management MTM Position Reports
• Allocate and Record Internal Allocation of paper and currency hedges
• Allocate and Record Sales against Inventory
• Check and Document forward curves used for position valuation against available market data from Information Services, Journals, and broker reports.
• Provide analysis of risk measures, checks against authorized limits, stress test positions as appropriate, and validate P&L and trading strategies for Supply, Marketing, Finance and Senior Management.
• Communicate on a timely basis
• Monitor and improve risk system interfaces and information flow
• Assist in evaluation of varied projects across the business
• Analyse and understand pricing and sales margin calculations.
• Analyse pricing and forecasts of Inver's RED III and FQD obligations under the Renewable Transport Fuel Obligation Scheme

• Advanced Excel skills - must be confident in building, maintaining, and optimising complex spreadsheets.
• Masters, degree or equivalent qualification
• Analytical mindset & ability to think strategically
• Previous experience in commodity
• Track record in achieving KPIs
• Ability to build strong relationships and influence effectively (at all levels)
• Ability to work on own initiative
• Self-motivated and ability to juggle multiple, conflicting priorities
• Customer focused
• Excellent attention to detail

• Competitive Salary
• Discretionary Bonus Scheme

For almost 30 years, Greenergy has been investing in lower carbon renewable fuels that can be used in existing vehicles. As Europe's largest manufacturer of waste-based biodiesel, renewables are core to Greenergy's strategy to drive transport decarbonisation through continued leadership in renewables.

Company Overview:

Inver Energy ('Inver') has been supplying fuels across Ireland for almost 40 years. From our jointly owned terminal in Foynes, we offer a range of fuel products to industrial, commercial, agricultural, domestic, wholesale and retail customers. We also operate 115 service stations under the Inver and Amber brands along with 18 convenience stores. Superior customer service, competitive prices, quality fuels and supporting our local community is what drives our business and teams and we always strive to add value to our customers.

Inver and Amber are both part of the Greenergy Group, a leading waste-based renewables manufacturer and international supplier of road fuels. Our values of Respect, Ownership, Care, and Integrity underpin every interaction we have, whether with colleagues, customers, suppliers, and the communities in which we operate.

Role Overview:

Reporting to the Head of Risk & Supply, the Market & Commercial Risk Analyst's main function is to calculate, record, monitor and report the appropriate valuation of Inver Energy's positions for oil inventory and sales. This will include providing daily risk and performance information to the management team, including sound analysis and commentary on positions, risk measures and performance movements. The Market & Commercial Risk Analyst also advises the Risk team of the trades required to hedge positions and develops and analyses hedging strategies to continually reduce Inver's hedging costs. The Risk Analyst works as part of a multi-functional team including personnel from commercial, risk, supply and finance teams to perform both risk and commercial analysis tasks, along with business strategy analysis. The role also involves working with Finance in the preparation of management accounts, along with forecasting, nominations, operation assumptions etc.

Job Description:

The key responsibilities involved in this role include:

• Prepare and manage the daily hedging diary
• Advise the trades required to hedge Inver's oil inventory and sales positions
• Record and track all risk management and paper transactions for oil and currency
• Prepare, Update and Disseminate Daily Risk Management MTM Position Reports
• Allocate and Record Internal Allocation of paper and currency hedges
• Allocate and Record Sales against Inventory
• Check and Document forward curves used for position valuation against available market data from Information Services, Journals, and broker reports.
• Provide analysis of risk measures, checks against authorized limits, stress test positions as appropriate, and validate P&L and trading strategies for Supply, Marketing, Finance and Senior Management.
• Communicate on a timely basis
• Monitor and improve risk system interfaces and information flow
• Assist in evaluation of varied projects across the business
• Analyse and understand pricing and sales margin calculations.
• Analyse pricing and forecasts of Inver's RED III and FQD obligations under the Renewable Transport Fuel Obligation Scheme

The ideal candidate will possess the following qualification, skills, knowledge and attributes:

• Advanced Excel skills - must be confident in building, maintaining, and optimising complex spreadsheets.
• Masters, degree or equivalent qualification
• Analytical mindset & a
  bility to think strategically
• Previous experience in commodity
• Track record in achieving KPIs
• Ability to build strong relationships and influence effectively (at all levels)
• Ability to work on own initiative
• Self-motivated and ability to juggle multiple, conflicting priorities
• Customer focused
• Excellent attention to detail

Credit Risk Underwriting Manager

South Dublin

Why this role exists

Our client, a scaling FinTech business is building a high-performing credit team to power non-dilutive funding for growing SMEs.

The Role:

• Own end-to-end underwriting for SME facilities (invoice/ABL, working capital, revenue-based), from screening to final recommendation.
• Build and refine credit policy & playbooks: risk appetite, sector guidelines, concentration limits, collateral frameworks.
• Speed + quality: drive decision cycle times down while improving loss outcomes; champion data-driven decisions.
• Model & MI: develop underwriting models, cohort/PD views, vintage analysis; partner with data/ops to automate scoring and dashboards.
• Portfolio hygiene: early warning indicators, remediation plans; "fast yes/fast no" discipline.
• Leadership runway: mentor analysts; step into committee presentations and board-level packs as you progress.

Apply for this role if:

• You've moved up (promoted internally / took on bigger mandates) and can prove outcomes, not tasks
• You think like an owner: sharp risk judgement, commercial sense, and bias for action.
• You're data-literate: Excel at a minimum; SQL/Python a plus. You turn messy data into clear decisions.

Must-haves

• Strong academics: have a degree, postgrad, MBA and/or professional qualifications
• Underwriting exposure in SME lending/ABL/invoice finance/alt-lending (not just portfolio or relationship management).
• Clear career progression (promotions or scope increases) and achievement bullets with numbers.
• Excellent written/oral communication; confident with credit committee and senior stakeholders.

Nice-to-haves

• Fintech or high-growth lender experience
• Built MI/credit dashboards or helped implement workflow/decisioning tools.
• Experience with PE-backed or e-commerce/recurring-revenue SMEs.

What's in it for you

• Fast track to leadership
• Direct impact on risk strategy, product, and growth; exposure to the executive team.
• Competitive package with performance upside.

Work Location
:

Dublin, Ireland

Hours
35

Line Of Business
Risk Management

Pay Details
We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description
Department Overview:
The Credit Risk Management team contributes to the successful achievement of business and strategic objectives of TD Global Finance ("TDGF") by providing credit risk expertise and oversight, and enabling the business and corporate support functions to effectively manage their credit risk exposures to an acceptable level.

Job Accountabilities
The TDGF Credit Risk Specialist will support the TDGF Credit Risk Manager and CRO in the management of TDGF's Credit Risk.

• Provide accurate, complete, objective assessment of all key credit risks in TDGF through the identification, understanding and control of these risks

• Responsible for local approval of TDGF credit limits and reviews (within their authority limit) in addition to the TD Bank Group credit adjudication process, including:

• Verifying that risk ratings are assigned accurately

• Playing a consultative and advisory role by sharing specialised knowledge and providing reasons/logic for own or bank decisions
• Developing and maintaining sound knowledge of specific industries, and of the related appropriate lending structures
• Keeping abreast of market and competitive forces in Europe, North America and internationally

• Initiating appropriate action on major accounts where the risk to the bank is deteriorating

• Support the TDGF Credit Risk Manager and CRO in the expansion of 2nd line Credit Risk Management activities to support strategic growth and development of TD Securities' European business

• Assist in the specification of entity-specific credit risk limits for TD Securities' European business
• Support the risk assessment process and development of the risk appetite statement for credit risk
• Support the TDGF Credit Risk Manager in verifying that global credit policies, procedures and associated models are appropriate to the operations of TDGF and TD's European strategy
• Responsible for the timeliness and accuracy of local credit risk reporting of credit exposures and credit risk management activities, providing ad-hoc bespoke reporting on specific sectors or portfolios when appropriate
• Provide analysis, interpretation and consolidation of credit risk reporting and outputs for submission to TDGF Senior Management and Committees
• Review breaches of credit risk limits, ensuring any limit exceptions are escalated and actioned appropriately
• Monitor European regulatory requirements with regard to credit risk, communicating any changes or potential compliance gaps relevant to TDGF to the TDGF Credit Risk Manager
• Support the TDGF Credit Risk Manager and CRO in regulatory engagement, queries and remediation activities
• Provide specialised knowledge on European regulatory requirements with regard to credit risk and related activities, ensuring applicable policies and procedures remain compliant at all times
• Contribute to TDGF's capital management activities, including Large Exposure and economic capital considerations
• Engage with TDBG management teams and forums to develop and maintain sound knowledge of counterparty credit risk management including stress testing, margin period of risk and wrong way risk, providing specialist knowledge with regard to the impact on TDGF, or European regulatory considerations where appropriate
• Support the TDGF Credit Risk Manager in the management of concentration risk in TDGF including country risk, industry risk, and counterparty group exposure in the portfolios in accordance with policy, with particular regard to local legal entity capital management and related reporting considerations such as Connected Clients and Large Exposure management
• Provide oversight, monitoring, control and challenge of outsourced credit risk activities
• Responsible for good conduct and for contributing to the identification and management of Conduct Risk within the Risk Management function

Key Responsibilities And Accountabilities

• Manage the timely and efficient flow of local credit approval requests for limits, reviews, breaches, policies and procedures
• Manage timely and accurate local credit risk reporting in line with credit policy requirements as well as ad-hoc requests when appropriate
• Develop and maintain excellent understanding of all policies relating to all products and services with inherent credit risk
• Monitor the effectiveness of risk policies and procedures, including compliance with European regulatory requirements
• Be a trusted advisor and first point of contact on legal entity credit risk queries and requirements for the European business

Skills And Experience

• Business Acumen – a strong understanding of both capital markets activities and commercial/wholesale lending, with demonstrated experience of over 7 years in credit analysis and/or credit risk management within the Financial Institution, Corporate, Sovereign, Supranational, and Agency segments
• Relationship Building – demonstrated ability to develop and maintain strong relationships with internal partners and business segments
• Expertise in European Regulation – previous experience in regulatory interactions and reviews is an advantage
• Execute with speed – ability to manage details but can filter out extraneous information and efficiently move requests through the credit decisioning process
• Attention to detail – ability to manage and monitor policy and regulatory requirements for a wide range of credit risk activities is essential
• Strategic Thinking – motivated to continuously find ways to assess risks, enhance capabilities and processes, and generally strive to do things better
• Impact and Influence – proven leadership and ability to effectively collaborate, manage stakeholders and impact and influence others
• Organisational Awareness – knowledge in how to engage within a large organisation to get things done

Who We Are
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.

Additional Information
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

Deloitte is the biggest professional services Firm in the world, and making an impact is more than just what we do: it's why we're here. We're driven to create positive progress for our clients, community, people, and the planet. This sense of purpose inspires us to work to the highest standards, to tackle the challenges that matter.
D *
eloitte has been recognised as the #1 Financial Advisor for Global and Irish M&A deal activity in 2022.
Agile business advisers can help organisations thrive in today's rapidly changing marketplace. Specialising in Mergers & Acquisitions, Debt & Capital Advisory, Valuations, Transaction Services and Restructuring & Forensic Services, our
Financial Advisory*
experts offer global insights and local knowledge that combine world-class experience with breakthrough innovation and technology.
Our team provide end-to-end tailored advisory solutions that can deliver impact, unlock, and preserve value in mergers and acquisitions, restructuring, investigations, and disputes, from strategy to execution and evaluation. We support our clients to drive businesses forward, making sure they meet demands for greater transparency, changing market conditions and complex regulatory requirements.

The Opportunity:

• Working on prudential regulation projects with specific focus on the quantitative aspects of financial risk management, with specific emphasis on the development of credit risk models (IRB, IFRS9);
• Working with the wider Deloitte European and global prudential regulatory network to identify and deliver leading edge solutions;
• Developing your network in the local financial services community;
• Contributing to thought leadership on financial risk and prudential regulation topics.

About You

• Proven experience working in a financial risk role, with a strong preference for credit risk model development and validation (IRB or IFRS9 experience)
• A bachelor's degree in a quantitative or Finance discipline (2.1 or higher);
• Proven experience in alternate programming languages would be an advantage (e.g. R, SAS);
• Experience extracting and analysing data from complex data sets;
• Strong attention to detail with a curiosity to understand data;
• Ability to turn data into insights and communicate insights effectively with our clients;
• Experience in leading meetings and ability to communicate complex concepts to non-expert audiences;
• Ability to identify challenges and risks throughout an engagement;
• Must hold valid Work Rights - no sponsorship available for this role

If you believe that you meet most of the criteria above, we encourage you to apply. Deloitte is an equal opportunities employer and will ensure any reasonable accommodations are implemented as part of the recruitment and selection process.
What We Offer
Your reward at Deloitte is competitive, supports our purpose and enables our people to never stop growing. Your reward at Deloitte is not just your salary, we believe in investing in our people's personal and professional development and empowering their work-life balance. Our ambition is to achieve gender equality and enable continuous growth. We offer supports and benefits that suit you, wherever you are in life, including health and well-being, pension, savings, training, coaching and e
nhanced leave options
among others.
Keep on being you. Bring your full, absolute self to work, every day. Explore, question and collaborate. Stretch your thinking, while building a career that inspires and energises you. And, whatever motivates you, keep growing both professionally and personally – because when you make an impact that matters, we do too.

Work Location :

Dublin, Ireland

Hours:

35

Line of Business:

Risk Management

Pay Details:

We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Department Overview:

The Credit Risk Management team contributes to the successful achievement of business and strategic objectives of TD Global Finance ("TDGF") by providing credit risk expertise and oversight, and enabling the business and corporate support functions to effectively manage their credit risk exposures to an acceptable level.

Job Accountabilities:

The TDGF Credit Risk Specialist will support the TDGF Credit Risk Manager and CRO in the management of TDGF's Credit Risk.

• Provide accurate, complete, objective assessment of all key credit risks in TDGF through the identification, understanding and control of these risks
• Responsible for local approval of TDGF credit limits and reviews (within their authority limit) in addition to the TD Bank Group credit adjudication process, including:
• Verifying that risk ratings are assigned accurately
• Playing a consultative and advisory role by sharing specialised knowledge and providing reasons/logic for own or bank decisions
• Developing and maintaining sound knowledge of specific industries, and of the related appropriate lending structures
• Keeping abreast of market and competitive forces in Europe, North America and internationally
• Initiating appropriate action on major accounts where the risk to the bank is deteriorating
• Support the TDGF Credit Risk Manager and CRO in the expansion of 2nd line Credit Risk Management activities to support strategic growth and development of TD Securities' European business
• Assist in the specification of entity-specific credit risk limits for TD Securities' European business
• Support the risk assessment process and development of the risk appetite statement for credit risk
• Support the TDGF Credit Risk Manager in verifying that global credit policies, procedures and associated models are appropriate to the operations of TDGF and TD's European strategy
• Responsible for the timeliness and accuracy of local credit risk reporting of credit exposures and credit risk management activities, providing ad-hoc bespoke reporting on specific sectors or portfolios when appropriate
• Provide analysis, interpretation and consolidation of credit risk reporting and outputs for submission to TDGF Senior Management and Committees
• Review breaches of credit risk limits, ensuring any limit exceptions are escalated and actioned appropriately
• Monitor European regulatory requirements with regard to credit risk, communicating any changes or potential compliance gaps relevant to TDGF to the TDGF Credit Risk Manager
• Support the TDGF Credit Risk Manager and CRO in regulatory engagement, queries and remediation activities
• Provide specialised knowledge on European regulatory requirements with regard to credit risk and related activities, ensuring applicable policies and procedures remain compliant at all times
• Contribute to TDGF's capital management activities, including Large Exposure and economic capital considerations
• Engage with TDBG management teams and forums to develop and maintain sound knowledge of counterparty credit risk management including stress testing, margin period of risk and wrong way risk, providing specialist knowledge with regard to the impact on TDGF, or European regulatory considerations where appropriate
• Support the TDGF Credit Risk Manager in the management of concentration risk in TDGF including country risk, industry risk, and counterparty group exposure in the portfolios in accordance with policy, with particular regard to local legal entity capital management and related reporting considerations such as Connected Clients and Large Exposure management
• Provide oversight, monitoring, control and challenge of outsourced credit risk activities
• Responsible for good conduct and for contributing to the identification and management of Conduct Risk within the Risk Management function

Key Responsibilities and Accountabilities:

• Manage the timely and efficient flow of local credit approval requests for limits, reviews, breaches, policies and procedures
• Manage timely and accurate local credit risk reporting in line with credit policy requirements as well as ad-hoc requests when appropriate
• Develop and maintain excellent understanding of all policies relating to all products and services with inherent credit risk
• Monitor the effectiveness of risk policies and procedures, including compliance with European regulatory requirements
• Be a trusted advisor and first point of contact on legal entity credit risk queries and requirements for the European business

Skills and Experience:

• Business Acumen – a strong understanding of both capital markets activities and commercial/wholesale lending, with demonstrated experience of over 7 years in credit analysis and/or credit risk management within the Financial Institution, Corporate, Sovereign, Supranational, and Agency segments
• Relationship Building – demonstrated ability to develop and maintain strong relationships with internal partners and business segments
• Expertise in European Regulation – previous experience in regulatory interactions and reviews is an advantage
• Execute with speed – ability to manage details but can filter out extraneous information and efficiently move requests through the credit decisioning process
• Attention to detail – ability to manage and monitor policy and regulatory requirements for a wide range of credit risk activities is essential
• Strategic Thinking – motivated to continuously find ways to assess risks, enhance capabilities and processes, and generally strive to do things better
• Impact and Influence – proven leadership and ability to effectively collaborate, manage stakeholders and impact and influence others
• Organisational Awareness – knowledge in how to engage within a large organisation to get things done

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.

Additional Information:

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.