14 Risk Analyst jobs in Ireland

About Allianz We are proud to be one of the worlds most trusted insurance companies, with a workforce as diverse as the world itself. As the trusted insurance partner to over 700,000 customers across Ireland, we have built a brand based on trust, integrity and outstanding customer service for over 100 years and our success is primarily down to the incredible people we employ. We strive to deliver fantastic customer experiences through innovative thinking, state of the art technology, excellent training, outstanding customer service, dedication and team work. As an employer, we truly care for our employees and their individual needs and aspirations. With this in mind we have tailored our work approach to ensure you the flexibility and support needed to excel in your role. While the role is officially based in Elm Park, Dublin 4, the team work within a hybrid working model. We are incredibly proud to be recognised as a Great Place to Work having won the Super Large Category during the 2025 Awards, as well as being one of Irelands Best Workplaces for Women and Best Workplaces for Health & Wellbeing in 2025! If you're ready to take the next step in your career, apply now and become part of the team! The Opportunity Are you a skilled professional with a passion for risk management? Do you thrive in dynamic environments where your expertise directly influences critical business decisions? If so, why not consider an opportunity on our Quantitative Risk team at Allianz plc as a Risk Specialist Reporting to the Head of Quantitative Risk, you will play a pivotal role in the Risk Management Function (RMF). Your key responsibilities will include Risk Capital Management: Ensuring optimal allocation and management of risk capital. Scenario Analysis & Accumulation Risk Management: Conducting thorough scenario analyses and managing accumulation risks to inform strategic decisions. Monitoring & Reporting: Regularly monitoring and reporting on risk metrics to provide actionable insights. Internal Model Development & Validation: Continuously developing and validating Allianz plcs Internal Model to maintain its robustness and compliance. With the increasing complexity of financial markets, regulatory changes, and the evolving risk landscape, this role has gained heightened significance, offering you the opportunity to provide essential input for key business decisions. At Allianz Ireland, our Risk Management Function is dedicated to supporting the business by delivering cutting-edge solutions for managing, controlling, and mitigating risks. By joining our Quantitative Risk team, you will be at the forefront of shaping our risk management strategies and ensuring our continued success in a rapidly changing world. We recognize the unique strengths each team member brings and are committed to creating a role that aligns with your skills and career goals. Role Information The position is based in Allianz House, Elmpark, Merrion Road, Dublin 4 and also offers the opportunity to work from home under the new Allianz hybrid working model. Key Responsibilities Quarterly Closing, Projection, and Annual Planning: Manage the quarterly closing, projection, and annual planning of Internal Model risk capital. Prepare associated reports for management and the Allianz plc Risk Committee in cooperation with the Allianz Group Risk function located in Germany. Capital Management Initiatives: Provide advanced contributions to capital management initiatives. Scenario Analyses & Stress Testing: Conduct scenario analyses and stress testing of key risks. Further develop the quantitative risk limit framework to effectively mitigate risks in close collaboration with the business and support adherence to the companys risk appetite. Internal Model Calibration & Validation: Calibrate the Allianz plc Internal Model for individual risk types and conduct related model validation activities. Collaboration: Work closely with a diverse and experienced team of actuarial and risk professionals, as well as colleagues from Finance, Actuarial, and Underwriting functions. Engage with Allianz Groups central functions in Germany to ensure alignment and integration of risk management practices. Innovation: Contribute to the development of state-of-the-art solutions for risk management, control, and mitigation. What We Offer An integral role within a highly respected and international Risk Management team. A supportive environment that values collaboration and innovation. Opportunities for professional growth and development. The chance to make a significant impact on Allianz plcs risk management strategies. A tailored scope of responsibility Essential Experience Proven experience in risk management. Strong analytical and quantitative skills. Excellent communication and collaboration abilities. A proactive approach to problem-solving and decision-making. Persistent attitude to identify potential to best possible reflect and model risks Excellent communication and report writing skills Skills: Consulting Finance Risk Management Benefits: Work From Home Pension Healthcare Parking Meal Allowance / Canteen Hybrid Working Paid Holidays Gym

Location/Office Policy: Dublin, London, Belfast, Northampton (Hybrid: 2 days a week in the office, moving to 3 days in office from Jan 2026) What is the Role: This role is positioned within the UK Stress Testing Team in Risk Analytics. In Risk Analytics, we developand support the deployment of risk models, strategies and decision tools for regulatory capital, internal capital and business decision making. Risk Analytics is part of the Risk Function, this is an independent, second line of defence function that monitors, controls, and supports risk-taking activities across AIB. The purpose of the Risk Function is to provide advice and guidance in relation to risk while providing independent oversight and reporting on AIB's risk profile. The Risk Function's main objective is to ensure AIB has a robust risk management framework and culture in place to ensure risks are taken within the risk appetite set by the Board, in support of AIB's customer franchise and social responsibility. This role is in the Stress Testing, ECAP & Climate Team in Risk Analytics. The Stress Testing & Economic Capital team within Risk Analytics is responsible for assessing the impact of credit risk on the bank's balance sheet under a range of macroeconomic forecasts to support the ICAAP. Credit Risk is a key risk for AIB, and its forward-looking models play a critical role in a range of strategic initiatives in the bank. Key accountabilities. Analysis & investigation: Investigate and quantify the impacts of transition risk on the credit portfolio using statistical & financial analysis. Also, integrate these risks into the credit risk ICAAP assessment. Predictive model development: Take a leading role in building forecasting models to assess and stress the impact of Climate risk on credit portfolios. Also, support the wider ST & ECAP team in the execution of stress testing for ICAAP. Data insights: Perform exploratory & ad hoc analysis & coach junior quantitative analysts in their work with a view to informing front-line users in managing their exposures. Expert advice: Provide informed and expert advice to the business with an emphasis on the impact and application of risk model outputs. Leadership: Mentoring and guidance for junior data scientists, including review of work carried out by more junior team members. Digital protection: Access / utilise bank data within the policies and frameworks required by AIB. What you Will Bring. 3 years' experience in a quantitative financial or risk modelling role. Examples include financial modelling, pricing, loss forecasting, stress testing or economic capital modelling, IRB, IFRS 9, propensity modelling, or some combination thereof. A bachelor's degree in a quantitative analytical discipline (2.1 or higher), e.g. econometrics, quantitative finance, mathematics, physics, statistics, engineering. CFA/FRM or equivalent will be considered an advantage. Ideally have a solid working knowledge of SAS or SQL programming for financial analysis & modelling - an equivalent level in an alternate programming language would be consider (e.g. R, Python, MatLab). A strong track record of delivery and experience writing technical documents that meet internal and regulatory standards. Experience in engagement with internal and external stakeholders in both front line and review/audit. Strong ability to build relationships and communicate complex outcomes to technical & business stakeholders in a plain, simple way. Experience training and managing the day-to-day tasks of junior team members. Curiosity and inventiveness. Good problem-solving skills with the ability to challenge their own outcomes. Understand, explain and defend decisions & outcomes from challenge technically and from a business point of view. Why Work for AIB We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements. Some of our benefits include; Market leading Pension Scheme Healthcare Scheme Variable Pay Employee Assistance Programme Family leave options Two volunteer days per year Please click here for further information about AIB's PACT - Our Commitment to You. Key Capabilities Ensures Accountability Collaborates Develops & Empowers Data Analysis Risk Modelling & Scenario Analysis Statistical Modelling If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Recruiter for this role, Aisling Fitzpatrick, at for a conversation. AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at Disclaimer: Unsolicited CV's sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners. Application deadline: September 1st 2025 To be considered for this role you will be redirected to and must complete the application process on our careers page. To start the process, click the Apply button below to Login/Register.

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in in analysis, problem solving and communication to Citi's Market Risk Management team.
Shape your career with Citi in Dublin. By joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Citi has had a presence in Ireland since 1965, it was one of the first foreign banks to open an office in the country and is the Citibank Europe Plc (CEP) Headquarters.
**Team / Role Overview:**
The CEP Market Risk team is part of Citi's Global Market Risk organisation which provides second line oversight and monitoring of Citi's extensive Markets activities. There has been a significant increase in the Markets footprint on CEP and in Europe more generally in the past number of years in areas such as Rates, Financing and Spread.
The CEP Market Risk team is located in Dublin and Paris and liaises closely with other Market Risk teams in the Europe Cluster and the wider GMR team. In addition to monitoring and oversight of Markets products, positions and exposures the team is also engaged in other areas such as the oversight of E-trading activities on CEP and preparations for FRTB implementation in the EU. The team liaises closely with the wider CEP & Global Independent Risk teams on matters such as risk appetite, committee reporting, stress testing and new activities management.
**What you'll do:**
Working with local and global colleagues you will:
+ Assist in developing and maintaining an appropriate legal entity market risk limits framework with applicable limits and triggers.
+ Ensure review of legal entity market risk exposures in the context of limits, mandates and permitted product lists, with escalation of issues and appropriate suggested mitigations to CEP Market Risk Senior Management.
+ Oversee risk exposure measurement and limit monitoring processes to ensure integrity and appropriate independence of reporting.
+ Participate in the oversight of stress testing that properly considers legal entity risks.
+ Assist with the delivery of market risk reports/commentary to Committees, Regulators and Senior Management.
+ Support regulatory Internal Model Approach requirements for the Market Risk team.
+ Prepare market risk inputs to ICAAP, risk appetite, stress testing and ad-hoc regulatory or legal entity governance requirements drawing on appropriate regional/global market risk resources as required.
+ Support the CEP Head of Market Risk in evaluating legal vehicle market risk controls.
+ Assist in ensuring that market risk component of relevant audits, inspections and reviews are completed successfully.
**What we'll need from you:**
+ Demonstrated years relevant experience
+ Degree in a quantitative or financial discipline with strong analytical skills.
+ Excellent written and verbal communication skills
+ Strong knowledge of financial instruments and risk metrics
+ Ability to work collaboratively with people at all levels of the organization
+ Strong organisational and project management skills and capability to handle multiple deliverables at one time
+ Proficient in MS Office applications (Excel/VBA, Word, Power Point) and ability to become quickly proficient in a variety of Risk systems. SQL knowledge desirable as is keen interest in AI.
**What we can offer you:**
This is an excellent opportunity to develop your career with a leading financial institution in the global markets space. You will engage with traders, risk managers and other subject matter experts across the globe across a variety of businesses and products.
By joining Citi Dublin, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well. Discover more here. ( these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energised to join us, motivated to stay, and empowered to thrive.
**Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.**
#LI-PM3
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**Job Family Group:**
Risk Management
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**Job Family:**
Market Risk
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**Time Type:**
Full time
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**Most Relevant Skills**
Analytical Thinking, Credible Challenge, Data Analysis, Governance, Industry Knowledge, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
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**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
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_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

**Work Location** :
Dublin, Ireland
**Hours:**
35
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.
**Job Description:**
Working with the TDGF AML Senior Manager/MLRO to ensure TD identifies and satisfies its anti-money laundering ('AML'), anti-terrorist financing ('ATF'), anti-bribery and corruption ('ABAC') regulatory and compliance obligations in Europe, with a specific mandate for TDS Ireland. Working seamlessly as part of a regional team, ensure consistent AML, ATF & ABAC standards across Europe and the Asia-Pacific region and provide expert/specialised advice to businesses and functions on the development and maintenance of all aspects of AML/ATF/ABAC/Sanctions compliance in line with the Bank's risk philosophy and strategic direction.
**Specific Responsibilities:**
+ Assist in the preparation of Committee papers including for local Operating and Risk Committees;
+ Provide specialised AML, ATF, ABAC and Sanctions advice on business initiatives;
+ Act as a subject matter expert in Global and Ireland FCRM initiatives;
+ Act as developmental subject matter expert in Global and Ireland drafting, updating and issuing of FCRM policies and procedures;
+ Track and review of AML, ATF, ABAC and Sanctions regulatory change & assist with implementation, with a particular focus on legislation and regulatory guidance at a European level, inclusive of all items within the EU AML Package;
+ Complete the annual AML, Sanctions and ABAC risk assessments;
+ Escalate and manage to resolution significant AML issues and events;
+ Perform Gifts and Entertainment pre-approval & monitoring process;
+ Provision of AML, ATF, Sanctions and ABAC reporting to Head Office;
+ Approval of high-risk customers for the region; and
+ Perform Quality Assurance on automated transaction monitoring reviews undertaken by the Head Office.
**Risk Management** **Responsibilities:**
+ Responsible for identifying and reporting Operational Risk Events in accordance with policy
+ Responsible, along with all colleagues, to contribute in a positive way to TDGF's reputation and the management of Reputational Risk. Every employee is expected and required to follow ethical practices at all times, including compliance with applicable policies, legislation and regulations and support positive interactions with TDGF's stakeholders including clients, industry bodies, industry participants, public bodies, regulators and vendors.
+ Responsible for good conduct and for contributing to the identification and management of Conduct Risk within their team and function
**Regulatory Requirements:** **_(CF role holders)_**
You must observe proper standards of market conduct. It is your responsibility to demonstrate that you take reasonable steps to be fully aware of, understand and comply with all regulatory requirements from all regulatory bodies that are applicable to your business. You will promptly report to your supervisor(s) or manager(s) any instances in which you are aware of any violation or possible violation of such regulatory requirements by yourself or others.
In particular, as a Controlled Function for the purposes of the CBI's Fitness and Probity Regime ( **F&P** ), you must be aware of and comply with your obligations under the regime.
The **F&P** Standards require that a person must be:
+ Competent and capable;
+ Act honestly, ethically and with integrity; and
+ Be financially sound.
**Central Bank of Ireland Conduct Standards**
In addition to the responsibilities set out in this job description, as well as TD's own policies and procedures (see below), you required to comply at all times with the CBI Conduct Standards. The following Conduct Standards apply to you:
**Common Conduct Standards:**
+ Acting with Honesty and Integrity
+ Acting with Due Care and Diligence
+ Co-operating in Good Faith and Without Delay
+ Acting in the Best Interests of Customers and Treating Them Fairly and Professionally
+ Operating in Compliance with Standards of Market Conduct and Trading Venue Rules
**TD Policy Requirements:**
It is your responsibility to demonstrate that you are fully aware of and adhere to internal TD Policies that relate to you, your business or other businesses for which you have any level of responsibility.
It is your responsibility to read, understand and comply with TD's Code of Conduct and Ethics (Code) and corresponding regulations. The Code establishes the standards that govern the way we deal with each other, our customers, shareholders, governments, regulators, suppliers, competitors, the media and the public at large. You will be notified of changes to policies in a timely manner through announcements and/or intranet updates.
You must act with integrity and due skill, care and diligence in carrying out your duties. Your actions should always be able to satisfy high standards of scrutiny.
Management should be kept fully informed at all times of all Regulatory and Compliance issues. You must deal with TD Management, Compliance, regulators and all control functions in an open and cooperative way and must disclose appropriately any information which TD Management, Compliance, regulators or control functions would reasonably expect to know.
You must ensure that you are fully aware of your management reporting lines and escalation procedures.
If you are a Manager/Supervisor you are also responsible for ongoing and effective supervision of the employees under your direction and ensure their adherence to regulatory requirements. You will promptly report to TD Management and Compliance any violation or possible violation of such regulatory requirements identified as part of your supervisory responsibilities.
You must take reasonable steps to demonstrate that you exercise due skill, care and diligence in managing and/or delegating your responsibilities outlined, appropriately.
It is your responsibility to be fully aware of:
+ The scope of your management responsibilities.
+ The TD Policies and regulatory requirements pertaining to the business/activities you are managing.
+ The competence level of the staff, if any, reporting to you.
+ The control limits and your ability, if any, to delegate them within your business.
+ Demonstrate that you receive adequate and appropriate management reporting.
**Appendix I: TD Framework & Culture:**
The TD Framework is the foundation that helps guide the behaviour and shape the culture of the business. It outlines the vision, purpose, and the shared commitments that will help TD grow into the future.
Simply, it's about what they set out to do every day, and how they'll get there. The TD Framework is inspiring, yet easy to incorporate into the work they do. Most importantly, it has no borders - the Framework applies to everyone at TD, no matter what business, level or location.
The shared commitments are the behaviours that differentiate them and help guide the way they run the business, grow as leaders, and support their colleagues. They use these commitments throughout the Bank to help set objectives, evaluate performance, reward and recognize their colleagues and build the skills and capabilities they need to continue to succeed as an organisation.
At TD, they are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected, and supported. They are dedicated to building a workforce that reflects the diversity of their customers and communities in which they live and serve.
**Who We Are**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Credit Risk Officer - Corporates Credit, GCIB Credit
Dublin, Ireland
**To proceed with your application, you must be at least 18 years of age.**
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**Job Title:** Credit Risk Officer
**Corporate Title:** Associate or Vice President
**Location:** Dublin
**Company Overview**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
**Dublin Location Overview**
Overlooking the spectacular Iveagh Gardens with access to all amenities in the beating heart of central Dublin is our Park Place office. Travel options include the LUAS, Dublin Bus networks as well as the Dublin Bikes station, positioned just outside our front doors. As part of our commitment to supporting staff travel to and from work in the most sustainable way possible, we also provide tax saver tickets as part of our award-winning benefits package which means getting to work has never been easier.
**Role Description**
An exciting opportunity to join our Corporates Credit team a part of Global Corporate and Investment Banking (GCIB), Credit managing and delivering credit relationships for corporate clients in accordance with the company's growth strategy, risk appetite and underwriting standards. We are an independent function that works closely with various lines of business, relationship managers, product specialists and Risk.
GCIB Credit is responsible for analysing and delivering credit underwriting debt financing solutions and derivative strategies for medium and large corporate clients of GCIB & Global Markets (GM). GCIB includes Corporate Banking and Investment Banking and GM includes Sales & Trading. The group provides services to middle-market and large corporations, government entities and institutional investors. Services including mergers and acquisition advice, equity and debt capital raising, corporate lending, sales and trading in fixed income, commodities, currency and equities, risk management, research, and liquidity and payments management.
GCIB Credit partners with teams across GCIB & GM including Trade Service Partners and Global Treasury Management to drive business growth and results while maintaining appropriate risk discipline specific to the corporate credit portfolio. Integral to GCIB Credit's mission is its partnership with other branches of GCIB, GM and Risk Management organisation in order to effectively manage and monitor the credit risks related to the corporate portfolio.
**Responsibilities**
+ Perform financial and credit analysis, risk rating analysis ensuring adherence to prevailing credit policy and procedures for an assigned portfolio.
+ Independently assess credit worthiness, perform intensive qualitative and quantitative due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.
+ Structuring transactions, underwriting and negotiating credit documentation designed to meet both client and investor needs including credit agreements, amendments, derivative documentation.
+ Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality.
+ Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit life cycle.
+ Ensuring that the portfolio and credit management process are at all times rated "satisfactory" by internal auditors, the Credit Review group and external Regulators.
+ Develop and maintain a deep understanding of the product spectrum and portfolio at the client, industry, and macro level to assess risk and craft value added solutions balancing risk.
+ Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal.
+ Participate in strategic projects to support business goals.
+ Providing provide appropriate coaching and development to junior teammates.
**What we are looking for**
+ BA/BSc degree (or equivalent); Finance, Accounting or Economics would be beneficial.
+ Credit risk experience at a major international financial institution, analysing, assessing companies and knowledge of EMEA and specific industry sectors, structuring transactions and documentation.
+ Credit skills, risk judgment and broader risk awareness and understanding of the wider business, market and regulatory environment in which the bank operates, and how that impacts client and portfolio's credit profile and ability to defend rigorously a fact-based point of view.
+ Sound product/technical, documentation and process knowledge across lending, trade finance and derivative (FX, rates, commodities and equities) products.
+ Acting as an agent of change/improvement, influencing corporate policy/procedure and projecting a positive strategic vision.
+ Commercial mindset to support value added discussions with effective interpersonal and written and verbal communication skills, and attention to detail and accuracy.
+ Fluency with use of Microsoft Office applications, particularly Excel; including ability to prepare and/or review company specific financial models in Excel.
+ Strong organisational skills with ability to prioritise and work under pressure, drive deal selection, negotiate solutions, strong transaction management process, and proactively manage credit risks.
+ Understanding of credit risk sensitivities in the portfolio and risk drivers of the exposures.
+ Keen interest in finance, macroeconomic and geopolitical issues.
+ Fluency in English required. Additionally, other European language skills highly beneficial.
**Benefits of working at Bank of America**
**Ireland**
+ Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner
+ Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons
+ 20 days of back-up childcare and 20 days of back-up adult care per annum
+ The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.
+ Access to an Employee Assistance Program for confidential support and help for everyday matters
+ Access to free counselling through the Employee Assistance Program and virtual GP services through our private health care plan
+ Ability to donate to charities of your choice and the bank will match your contribution
+ Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of Ireland's most iconic cultural institutions and exhibitions.
+ Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.
**Bank of America**
Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.
We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of gender/sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, membership of the Traveller community, age, sexual orientation, pregnancy or maternity, civil status, socio-economic background, responsibility for dependants, family status or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
To view the "Know your Rights" poster, CLICK HERE ( .
View the LA County Fair Chance Ordinance ( .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Senior VP/Director, Credit Risk Officer
Paris, France;Dublin, Ireland
**To proceed with your application, you must be at least 18 years of age.**
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**Job Description**
**Job Title:** Credit Risk Officer
**Corporate Title:** VP/Director
**Location:** Paris or Dublin
**Company Overview**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
**Paris Location Overview**
Based in the 8th arrondissement and within the Parisian Golden Triangle, our beautiful Art-Deco era office benefits from luxury modern workspaces, an abundance of natural light and is easily accessible by public transport.
**Dublin Location Overview**
Overlooking the spectacular Iveagh Gardens with access to all amenities in the beating heart of central Dublin is our Park Place office. Travel options include the LUAS, Dublin Bus networks as well as the Dublin Bikes station, positioned just outside our front doors. As part of our commitment to supporting staff travel to and from work in the most sustainable way possible, we also provide tax saver tickets as part of our award-winning benefits package which means getting to work has never been easier.
**Role Description**
An exciting opportunity to join our Corporates Credit team a part of Global Corporate and Investment Banking (GCIB), Credit managing and delivering credit relationships for corporate clients in accordance with the company's growth strategy, risk appetite and underwriting standards. We are an independent function that works closely with various lines of business, relationship managers, product specialists and Risk.
GCIB Credit is responsible for analysing and delivering credit underwriting debt financing solutions and derivative strategies for medium and large corporate clients of GCIB & Global Markets (GM). GCIB includes Corporate Banking and Investment Banking and GM includes Sales & Trading. The group provides services to middle-market and large corporations, government entities and institutional investors. Services including mergers and acquisition advice, equity and debt capital raising, corporate lending, sales and trading in fixed income, commodities, currency and equities, risk management, research, and liquidity and payments management.
GCIB Credit partners with teams across GCIB & GM including Trade Service Partners and Global Treasury Management to drive business growth and results while maintaining appropriate risk discipline specific to the corporate credit portfolio. Integral to GCIB Credit's mission is its partnership with other branches of GCIB, GM and Risk Management organisation in order to effectively manage and monitor the credit risks related to the corporate portfolio.
**Responsibilities**
+ Perform financial and credit analysis, risk rating analysis ensuring adherence to prevailing credit policy and procedures for an assigned portfolio.
+ Independently assess credit worthiness, perform intensive qualitative and quantitative due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.
+ Structuring transactions, underwriting and negotiating credit documentation designed to meet both client and investor needs including credit agreements, amendments, derivative documentation.
+ Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality.
+ Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit life cycle.
+ Ensuring that the portfolio and credit management process are at all times rated "satisfactory" by internal auditors, the Credit Review group and external Regulators.
+ Develop and maintain a deep understanding of the product spectrum and portfolio at the client, industry, and macro level to assess risk and craft value added solutions balancing risk.
+ Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal.
+ Participate in strategic projects to support business goals.
+ Providing appropriate coaching and development to junior teammates.
**What we are looking for**
+ BA/BSc degree (or equivalent); Finance, Accounting or Economics would be beneficial.
+ Credit risk experience at a major international financial institution, analysing, assessing companies and knowledge of EMEA and specific industry sectors, structuring transactions and documentation.
+ Credit skills, risk judgment and broader risk awareness and understanding of the wider business, market and regulatory environment in which the bank operates, and how that impacts client and portfolio's credit profile and ability to defend rigorously a fact-based point of view.
+ Sound product/technical, documentation and process knowledge across lending, trade finance and derivative (FX, rates, commodities and equities) products.
+ Acting as an agent of change/improvement, influencing corporate policy/procedure and projecting a positive strategic vision.
+ Commercial mindset to support value added discussions with effective interpersonal and written and verbal communication skills, and attention to detail and accuracy.
+ Fluency with use of Microsoft Office applications, particularly Excel; including ability to prepare and/or review company specific financial models in Excel.
+ Strong organisational skills with ability to prioritise and work under pressure, drive deal selection, negotiate solutions, strong transaction management process, and proactively manage credit risks.
+ Understanding of credit risk sensitivities in the portfolio and risk drivers of the exposures.
+ Keen interest in finance, macroeconomic and geopolitical issues.
+ Fluency in English required. Additionally, other European language skills highly beneficial.
**Benefits of working at Bank of America**
**France**
+ Competitive retirement plan in addition to State plans
+ Mandatory Medical Plan provided by the bank as a top-up to Social Security health benefits for you and your family.
+ Employees and family members can receive free health advice 24/7 through a range of English and French speaking medical providers
+ Life and disability insurance
+ Time Savings Account ('CET') to save some of your leave days, cash them out or use them later
+ Reimbursement of 50% of your commuter pass
+ Nursery scheme for children under age 3
+ Works council benefits
+ Access to an Employee Assistance Programme for confidential support and help for everyday matters
+ Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering with local charities
+ Opportunity to receive free entry to arts exhibitions sponsored by Bank of America in Paris
**Ireland**
+ Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner
+ Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons
+ 20 days of back-up childcare and 20 days of back-up adult care per annum
+ The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.
+ Access to an Employee Assistance Program for confidential support and help for everyday matters
+ Access to free counselling through the Employee Assistance Program and virtual GP services through our private health care plan
+ Ability to donate to charities of your choice and the bank will match your contribution
+ Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of Ireland's most iconic cultural institutions and exhibitions.
+ Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.
**Bank of America**
Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.
We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of gender/sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, membership of the Traveller community, age, sexual orientation, pregnancy or maternity, civil status, socio-economic background, responsibility for dependants, family status or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
To view the "Know your Rights" poster, CLICK HERE ( .
View the LA County Fair Chance Ordinance ( .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Deloitte is the biggest professional services Firm in the world, and making an impact is more than just what we do: it's why we're here. We're driven to create positive progress for our clients, community, people, and the planet. This sense of purpose inspires us to work to the highest standards, to tackle the challenges that matter. D eloitte has been recognised as the #1 Financial Advisor for Global and Irish M&A deal activity in 2022. Agile business advisers can help organisations thrive in today's rapidly changing marketplace. Specialising in Mergers & Acquisitions, Debt & Capital Advisory, Valuations, Transaction Services and Restructuring & Forensic Services, our Financial Advisory experts offer global insights and local knowledge that combine world-class experience with breakthrough innovation and technology. Our team provide end-to-end tailored advisory solutions that can deliver impact, unlock, and preserve value in mergers and acquisitions, restructuring, investigations, and disputes, from strategy to execution and evaluation. We support our clients to drive businesses forward, making sure they meet demands for greater transparency, changing market conditions and complex regulatory requirements. The Opportunity: Working on prudential regulation projects with specific focus on the quantitative aspects of financial risk management, with specific emphasis on the development of credit risk models (IRB, IFRS9); Working with the wider Deloitte European and global prudential regulatory network to identify and deliver leading edge solutions; Developing your network in the local financial services community; Contributing to thought leadership on financial risk and prudential regulation topics. About You Proven experience working in a financial risk role, with a strong preference for credit risk model development and validation (IRB or IFRS9 experience) A bachelor's degree in a quantitative or Finance discipline (2.1 or higher); Proven experience in alternate programming languages would be an advantage (e.g. R, SAS); Experience extracting and analysing data from complex data sets; Strong attention to detail with a curiosity to understand data; Ability to turn data into insights and communicate insights effectively with our clients; Experience in leading meetings and ability to communicate complex concepts to non-expert audiences; Ability to identify challenges and risks throughout an engagement; Must hold valid Work Rights - no sponsorship available for this role If you believe that you meet most of the criteria above, we encourage you to apply. Deloitte is an equal opportunities employer and will ensure any reasonable accommodations are implemented as part of the recruitment and selection process. What we offer Your reward at Deloitte is competitive, supports our purpose and enables our people to never stop growing. Your reward at Deloitte is not just your salary, we believe in investing in our people's personal and professional development and empowering their work-life balance. Our ambition is to achieve gender equality and enable continuous growth. We offer supports and benefits that suit you, wherever you are in life, including health and well-being, pension, savings, training, coaching and e nhanced leave options among others. Keep on being you. Bring your full, absolute self to work, every day. Explore, question and collaborate. Stretch your thinking, while building a career that inspires and energises you. And, whatever motivates you, keep growing both professionally and personally - because when you make an impact that matters, we do too. To be considered for this role you will be redirected to and must complete the application process on our careers page. To start the process click the Continue to Application or Login/Register to apply button below.

Deloitte is the biggest professional services Firm in the world, and making an impact is more than just what we do: it's why we're here. We're driven to create positive progress for our clients, community, people, and the planet. This sense of purpose inspires us to work to the highest standards, to tackle the challenges that matter. D eloitte has been recognised as the #1 Financial Advisor for Global and Irish M&A deal activity in 2022. Agile business advisers can help organisations thrive in today's rapidly changing marketplace. Specialising in Mergers & Acquisitions, Debt & Capital Advisory, Valuations, Transaction Services and Restructuring & Forensic Services, our Financial Advisory experts offer global insights and local knowledge that combine world-class experience with breakthrough innovation and technology. Our team provide end-to-end tailored advisory solutions that can deliver impact, unlock, and preserve value in mergers and acquisitions, restructuring, investigations, and disputes, from strategy to execution and evaluation. We support our clients to drive businesses forward, making sure they meet demands for greater transparency, changing market conditions and complex regulatory requirements. About the role: Leading large and complex credit risk model development projects (IRB, IFRS9) with our clients; Training and mentoring junior colleagues; Developing market propositions; Taking a lead role in the wider Deloitte European and global prudential regulatory network to identify and deliver leading edge solutions; Developing your network in the local financial services community; Contributing to thought leadership on financial risk and prudential regulation topics. About you: Strong proven experience working in credit risk model development (IRB or IFRS9) Proven experience in alternate programming languages would be an advantage (e.g. R, SAS); Experience extracting and analysing data from complex data sets; Ability to turn data into insights and communicate insights effectively with our clients; Experience successfully delivering projects and ability to communicate complex concepts to non-expert audiences If you believe that you meet most of the criteria above, we encourage you to apply. Deloitte is an equal opportunities employer and will ensure any reasonable accommodations are implemented as part of the recruitment and selection process. What we offer Your reward at Deloitte is competitive, supports our purpose and enables our people to never stop growing. Your reward at Deloitte is not just your salary, we believe in investing in our people's personal and professional development and empowering their work-life balance. Our ambition is to achieve gender equality and enable continuous growth. We offer supports and benefits that suit you, wherever you are in life, including health and well-being, pension, savings, training, coaching and e nhanced leave options among others. Keep on being you. Bring your full, absolute self to work, every day. Explore, question and collaborate. Stretch your thinking, while building a career that inspires and energises you. And, whatever motivates you, keep growing both professionally and personally - because when you make an impact that matters, we do too. To be considered for this role you will be redirected to and must complete the application process on our careers page. To start the process click the Continue to Application or Login/Register to apply button below.

Optum is a global organisation that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start **Caring. Connecting. Growing together.**
As a Fortune 5 business, we're one of the world's leading healthcare companies. There are no limits here on the resources you'll have or the challenges you'll encounter.
We have been supporting global healthcare systems from Ireland and the UK for more than 20 years, building a dynamic and diverse team of more than 2,100 talented individuals. With a continued record of growth and stability, we're on the constant lookout for fresh talent to join our expanding teams.
This position provides support for the Enterprise Resilience, Vendor Resiliency Program. A major focus will be assessing vendor resiliency and recovery capabilities for critical business areas, functions & applications to maintain continued operations, recoverability, and loss mitigation in the event of a disruption. Other key activities include supporting program-oversight activities, coordination with vendor management teams, and continuous improvement of the program. In addition to having impact on a great team, you'll also discover the career opportunities you'd expect from an industry leader.
**Primary Responsibilities:**
+ Assess vendor resiliency risk through vendor assessments to identify capabilities related to business continuity, disaster recovery, and crisis management
+ Communicates effectively and provides excellent customer service to vendors to ensure timely competition and compliance of assessments
+ Identifies, monitors, escalate, and reports to management on vendor resiliency risk, to reduce the risk of vendor-related disruptions
+ Work with Business Continuity teams to develop, update, enhance, and monitor vendor resilience within business continuity plans
+ Develop and maintain strong relationships with Enterprise Procurement, supplier management offices, and other vendor risk management teams. Supports the alignment of the program to other vendor initiatives
+ Manages vendor data within resiliency tools, ensuring high-level of data-quality and synchronization with associated systems. Seeks enhancement to tools and automation of processes
+ Correspond to inquiries received to vendor resilience mailbox
+ Participates in the development of SOPs, communication, training and educational programs related to program outcomes. Assist in Onboarding of resources supporting vendor resiliency assessments
+ Develop reports and deliver presentations to management regarding recommendations related to programs
_You will be rewarded and recognised for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role, as well as providing development for other roles you may be interested in._
**Required Qualifications:**
+ Completion of high school (or higher) or equivalent work experience
+ Proven experience in third party risk management, business continuity, enterprise resilience, risk management
**Preferred Qualifications:**
+ Knowledge of Microsoft O365; Fusion Risk Management and Archer is a plus
**Soft Skills:**
+ Ability to communicate with various stakeholders
+ Exceptional organizational and communications skills, including the ability to listen effectively, understand varied business concepts, and effectively communicate clearly and concisely verbally and in writing
+ Analytical skills and attention to detail, including the ability to analyze multiple sources of information and provide appropriate data to support event response
+ Customer service skills, strong level of business impact focus and sensitivity
**Please note you must currently be eligible to work and remain indefinitely without any restrictions in the country to which you are making an application. Proof will be required to support your application.**
_All telecommuters will be required to adhere to the UnitedHealth Group's Telecommuter Policy._
_At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalised groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission._
_Diversity creates a healthier atmosphere: Optum is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to gender, civil status, family status, sexual orientation, disability, religion, age, race, and membership of the Traveller community, or any other characteristic protected by law. Optum is a drug-free workplace. © 2024 Optum Services (Ireland) Limited. All rights reserved._
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