117 Senior Credit jobs in Ireland

Role- Credit Risk Business SME

Dublin Ireland (Hybrid)

Contract role (6 to 12 Months)

• Working under Group Risk direction to decompose key risk indicators and reports to a data element level.
• Support the capture of high level processes and end to end lineage flow diagrams
• Engaging other SMEs and business data owners to define data quality & profiling rules
• Identify & document limitations and process controls in line with BCBS239 compliant standards
• Support business migration of datasets to authoritative data sources
• Experience using agile tooling such as JIRA and Confluence beneficial but not essential
• Experience of coding languages such as SAS, Python, R required

Work Location
:

Dublin, Ireland

Hours
35

Line Of Business
Risk Management

Pay Details
We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description
Department Overview:
The Credit Risk Management team contributes to the successful achievement of business and strategic objectives of TD Global Finance ("TDGF") by providing credit risk expertise and oversight, and enabling the business and corporate support functions to effectively manage their credit risk exposures to an acceptable level.

Job Accountabilities
The TDGF Credit Risk Specialist will support the TDGF Credit Risk Manager and CRO in the management of TDGF's Credit Risk.

• Provide accurate, complete, objective assessment of all key credit risks in TDGF through the identification, understanding and control of these risks

• Responsible for local approval of TDGF credit limits and reviews (within their authority limit) in addition to the TD Bank Group credit adjudication process, including:

• Verifying that risk ratings are assigned accurately

• Playing a consultative and advisory role by sharing specialised knowledge and providing reasons/logic for own or bank decisions
• Developing and maintaining sound knowledge of specific industries, and of the related appropriate lending structures
• Keeping abreast of market and competitive forces in Europe, North America and internationally

• Initiating appropriate action on major accounts where the risk to the bank is deteriorating

• Support the TDGF Credit Risk Manager and CRO in the expansion of 2nd line Credit Risk Management activities to support strategic growth and development of TD Securities' European business

• Assist in the specification of entity-specific credit risk limits for TD Securities' European business
• Support the risk assessment process and development of the risk appetite statement for credit risk
• Support the TDGF Credit Risk Manager in verifying that global credit policies, procedures and associated models are appropriate to the operations of TDGF and TD's European strategy
• Responsible for the timeliness and accuracy of local credit risk reporting of credit exposures and credit risk management activities, providing ad-hoc bespoke reporting on specific sectors or portfolios when appropriate
• Provide analysis, interpretation and consolidation of credit risk reporting and outputs for submission to TDGF Senior Management and Committees
• Review breaches of credit risk limits, ensuring any limit exceptions are escalated and actioned appropriately
• Monitor European regulatory requirements with regard to credit risk, communicating any changes or potential compliance gaps relevant to TDGF to the TDGF Credit Risk Manager
• Support the TDGF Credit Risk Manager and CRO in regulatory engagement, queries and remediation activities
• Provide specialised knowledge on European regulatory requirements with regard to credit risk and related activities, ensuring applicable policies and procedures remain compliant at all times
• Contribute to TDGF's capital management activities, including Large Exposure and economic capital considerations
• Engage with TDBG management teams and forums to develop and maintain sound knowledge of counterparty credit risk management including stress testing, margin period of risk and wrong way risk, providing specialist knowledge with regard to the impact on TDGF, or European regulatory considerations where appropriate
• Support the TDGF Credit Risk Manager in the management of concentration risk in TDGF including country risk, industry risk, and counterparty group exposure in the portfolios in accordance with policy, with particular regard to local legal entity capital management and related reporting considerations such as Connected Clients and Large Exposure management
• Provide oversight, monitoring, control and challenge of outsourced credit risk activities
• Responsible for good conduct and for contributing to the identification and management of Conduct Risk within the Risk Management function

Key Responsibilities And Accountabilities

• Manage the timely and efficient flow of local credit approval requests for limits, reviews, breaches, policies and procedures
• Manage timely and accurate local credit risk reporting in line with credit policy requirements as well as ad-hoc requests when appropriate
• Develop and maintain excellent understanding of all policies relating to all products and services with inherent credit risk
• Monitor the effectiveness of risk policies and procedures, including compliance with European regulatory requirements
• Be a trusted advisor and first point of contact on legal entity credit risk queries and requirements for the European business

Skills And Experience

• Business Acumen – a strong understanding of both capital markets activities and commercial/wholesale lending, with demonstrated experience of over 7 years in credit analysis and/or credit risk management within the Financial Institution, Corporate, Sovereign, Supranational, and Agency segments
• Relationship Building – demonstrated ability to develop and maintain strong relationships with internal partners and business segments
• Expertise in European Regulation – previous experience in regulatory interactions and reviews is an advantage
• Execute with speed – ability to manage details but can filter out extraneous information and efficiently move requests through the credit decisioning process
• Attention to detail – ability to manage and monitor policy and regulatory requirements for a wide range of credit risk activities is essential
• Strategic Thinking – motivated to continuously find ways to assess risks, enhance capabilities and processes, and generally strive to do things better
• Impact and Influence – proven leadership and ability to effectively collaborate, manage stakeholders and impact and influence others
• Organisational Awareness – knowledge in how to engage within a large organisation to get things done

Who We Are
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.

Additional Information
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

Deloitte is the biggest professional services Firm in the world, and making an impact is more than just what we do: it's why we're here. We're driven to create positive progress for our clients, community, people, and the planet. This sense of purpose inspires us to work to the highest standards, to tackle the challenges that matter.
D *
eloitte has been recognised as the #1 Financial Advisor for Global and Irish M&A deal activity in 2022.
Agile business advisers can help organisations thrive in today's rapidly changing marketplace. Specialising in Mergers & Acquisitions, Debt & Capital Advisory, Valuations, Transaction Services and Restructuring & Forensic Services, our
Financial Advisory*
experts offer global insights and local knowledge that combine world-class experience with breakthrough innovation and technology.
Our team provide end-to-end tailored advisory solutions that can deliver impact, unlock, and preserve value in mergers and acquisitions, restructuring, investigations, and disputes, from strategy to execution and evaluation. We support our clients to drive businesses forward, making sure they meet demands for greater transparency, changing market conditions and complex regulatory requirements.

The Opportunity:

• Working on prudential regulation projects with specific focus on the quantitative aspects of financial risk management, with specific emphasis on the development of credit risk models (IRB, IFRS9);
• Working with the wider Deloitte European and global prudential regulatory network to identify and deliver leading edge solutions;
• Developing your network in the local financial services community;
• Contributing to thought leadership on financial risk and prudential regulation topics.

About You

• Proven experience working in a financial risk role, with a strong preference for credit risk model development and validation (IRB or IFRS9 experience)
• A bachelor's degree in a quantitative or Finance discipline (2.1 or higher);
• Proven experience in alternate programming languages would be an advantage (e.g. R, SAS);
• Experience extracting and analysing data from complex data sets;
• Strong attention to detail with a curiosity to understand data;
• Ability to turn data into insights and communicate insights effectively with our clients;
• Experience in leading meetings and ability to communicate complex concepts to non-expert audiences;
• Ability to identify challenges and risks throughout an engagement;
• Must hold valid Work Rights - no sponsorship available for this role

If you believe that you meet most of the criteria above, we encourage you to apply. Deloitte is an equal opportunities employer and will ensure any reasonable accommodations are implemented as part of the recruitment and selection process.
What We Offer
Your reward at Deloitte is competitive, supports our purpose and enables our people to never stop growing. Your reward at Deloitte is not just your salary, we believe in investing in our people's personal and professional development and empowering their work-life balance. Our ambition is to achieve gender equality and enable continuous growth. We offer supports and benefits that suit you, wherever you are in life, including health and well-being, pension, savings, training, coaching and e
nhanced leave options
among others.
Keep on being you. Bring your full, absolute self to work, every day. Explore, question and collaborate. Stretch your thinking, while building a career that inspires and energises you. And, whatever motivates you, keep growing both professionally and personally – because when you make an impact that matters, we do too.

Work Location :

Dublin, Ireland

Hours:

35

Line of Business:

Risk Management

Pay Details:

We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Department Overview:

The Credit Risk Management team contributes to the successful achievement of business and strategic objectives of TD Global Finance ("TDGF") by providing credit risk expertise and oversight, and enabling the business and corporate support functions to effectively manage their credit risk exposures to an acceptable level.

Job Accountabilities:

The TDGF Credit Risk Specialist will support the TDGF Credit Risk Manager and CRO in the management of TDGF's Credit Risk.

• Provide accurate, complete, objective assessment of all key credit risks in TDGF through the identification, understanding and control of these risks
• Responsible for local approval of TDGF credit limits and reviews (within their authority limit) in addition to the TD Bank Group credit adjudication process, including:
• Verifying that risk ratings are assigned accurately
• Playing a consultative and advisory role by sharing specialised knowledge and providing reasons/logic for own or bank decisions
• Developing and maintaining sound knowledge of specific industries, and of the related appropriate lending structures
• Keeping abreast of market and competitive forces in Europe, North America and internationally
• Initiating appropriate action on major accounts where the risk to the bank is deteriorating
• Support the TDGF Credit Risk Manager and CRO in the expansion of 2nd line Credit Risk Management activities to support strategic growth and development of TD Securities' European business
• Assist in the specification of entity-specific credit risk limits for TD Securities' European business
• Support the risk assessment process and development of the risk appetite statement for credit risk
• Support the TDGF Credit Risk Manager in verifying that global credit policies, procedures and associated models are appropriate to the operations of TDGF and TD's European strategy
• Responsible for the timeliness and accuracy of local credit risk reporting of credit exposures and credit risk management activities, providing ad-hoc bespoke reporting on specific sectors or portfolios when appropriate
• Provide analysis, interpretation and consolidation of credit risk reporting and outputs for submission to TDGF Senior Management and Committees
• Review breaches of credit risk limits, ensuring any limit exceptions are escalated and actioned appropriately
• Monitor European regulatory requirements with regard to credit risk, communicating any changes or potential compliance gaps relevant to TDGF to the TDGF Credit Risk Manager
• Support the TDGF Credit Risk Manager and CRO in regulatory engagement, queries and remediation activities
• Provide specialised knowledge on European regulatory requirements with regard to credit risk and related activities, ensuring applicable policies and procedures remain compliant at all times
• Contribute to TDGF's capital management activities, including Large Exposure and economic capital considerations
• Engage with TDBG management teams and forums to develop and maintain sound knowledge of counterparty credit risk management including stress testing, margin period of risk and wrong way risk, providing specialist knowledge with regard to the impact on TDGF, or European regulatory considerations where appropriate
• Support the TDGF Credit Risk Manager in the management of concentration risk in TDGF including country risk, industry risk, and counterparty group exposure in the portfolios in accordance with policy, with particular regard to local legal entity capital management and related reporting considerations such as Connected Clients and Large Exposure management
• Provide oversight, monitoring, control and challenge of outsourced credit risk activities
• Responsible for good conduct and for contributing to the identification and management of Conduct Risk within the Risk Management function

Key Responsibilities and Accountabilities:

• Manage the timely and efficient flow of local credit approval requests for limits, reviews, breaches, policies and procedures
• Manage timely and accurate local credit risk reporting in line with credit policy requirements as well as ad-hoc requests when appropriate
• Develop and maintain excellent understanding of all policies relating to all products and services with inherent credit risk
• Monitor the effectiveness of risk policies and procedures, including compliance with European regulatory requirements
• Be a trusted advisor and first point of contact on legal entity credit risk queries and requirements for the European business

Skills and Experience:

• Business Acumen – a strong understanding of both capital markets activities and commercial/wholesale lending, with demonstrated experience of over 7 years in credit analysis and/or credit risk management within the Financial Institution, Corporate, Sovereign, Supranational, and Agency segments
• Relationship Building – demonstrated ability to develop and maintain strong relationships with internal partners and business segments
• Expertise in European Regulation – previous experience in regulatory interactions and reviews is an advantage
• Execute with speed – ability to manage details but can filter out extraneous information and efficiently move requests through the credit decisioning process
• Attention to detail – ability to manage and monitor policy and regulatory requirements for a wide range of credit risk activities is essential
• Strategic Thinking – motivated to continuously find ways to assess risks, enhance capabilities and processes, and generally strive to do things better
• Impact and Influence – proven leadership and ability to effectively collaborate, manage stakeholders and impact and influence others
• Organisational Awareness – knowledge in how to engage within a large organisation to get things done

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.

Additional Information:

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

Deloitte is the biggest professional services Firm in the world, and making an impact is more than just what we do: it's why we're here. We're driven to create positive progress for our clients, community, people, and the planet. This sense of purpose inspires us to work to the highest standards, to tackle the challenges that matter.
D *
eloitte has been recognised as the #1 Financial Advisor for Global and Irish M&A deal activity in 2022.
Agile business advisers can help organisations thrive in today's rapidly changing marketplace. Specialising in Mergers & Acquisitions, Debt & Capital Advisory, Valuations, Transaction Services and Restructuring & Forensic Services, our
Financial Advisory*
experts offer global insights and local knowledge that combine world-class experience with breakthrough innovation and technology.
Our team provide end-to-end tailored advisory solutions that can deliver impact, unlock, and preserve value in mergers and acquisitions, restructuring, investigations, and disputes, from strategy to execution and evaluation. We support our clients to drive businesses forward, making sure they meet demands for greater transparency, changing market conditions and complex regulatory requirements.

About the role:

• Leading large and complex credit risk model development projects (IRB, IFRS9) with our clients;
• Training and mentoring junior colleagues;
• Developing market propositions;
• Taking a lead role in the wider Deloitte European and global prudential regulatory network to identify and deliver leading edge solutions;
• Developing your network in the local financial services community;
• Contributing to thought leadership on financial risk and prudential regulation topics.

About you:

• Strong proven experience working in credit risk model development (IRB or IFRS9)
• Proven experience in alternate programming languages would be an advantage (e.g. R, SAS);
• Experience extracting and analysing data from complex data sets;
• Ability to turn data into insights and communicate insights effectively with our clients;
• Experience successfully delivering projects and ability to communicate complex concepts to non-expert audiences

If you believe that you meet most of the criteria above, we encourage you to apply. Deloitte is an equal opportunities employer and will ensure any reasonable accommodations are implemented as part of the recruitment and selection process.
What We Offer
Your reward at Deloitte is competitive, supports our purpose and enables our people to never stop growing. Your reward at Deloitte is not just your salary, we believe in investing in our people's personal and professional development and empowering their work-life balance. Our ambition is to achieve gender equality and enable continuous growth. We offer supports and benefits that suit you, wherever you are in life, including health and well-being, pension, savings, training, coaching and e
nhanced leave options
among others.
Keep on being you. Bring your full, absolute self to work, every day. Explore, question and collaborate. Stretch your thinking, while building a career that inspires and energises you. And, whatever motivates you, keep growing both professionally and personally – because when you make an impact that matters, we do too.

Company Mission
Our mission is to give the world access to the best products by empowering great brands to reach their growth potential.

About Wayflyer
Today's consumer brands need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer.

Our unique technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours.

Since launching in April 2020, we've deployed over $4.5bn to thousands of brands worldwide, backed by Tier 1 banks like J.P. Morgan. We've become a trusted financing partner for some amazing brands, like True Classic, Little Words Project and Kekoa Foods.

Teams at Wayflyer are truly cross-functional. You'll be collaborating with ambitious colleagues from around the world - all striving to deliver on a huge opportunity. Check out this video to hear directly from them.

Culture & Values at Wayflyer
At Wayflyer, we value being sound people, excellent operators, and ambitious overachievers, working together with integrity, creativity, and bold optimism to deliver exceptional results. To learn more, please visit our website.

Your Role at a Glance:
The key ways you'll bring value to the team

• Analyse financial & non-financial data of new and existing customers to gain an understanding of their business
• Understand and quantify the risks involved in running an eCommerce business and in Wayflyer providing funding to such a business
• Support and help co-ordinate regular calls with our customers to enhance our understanding of their business and funding requirements
• Work closely with management to build and implement new processes and products
• Support our sales and operations teams by understanding how they win and manage relationships with customers
• Learn about our existing loan portfolio, our portfolio management tools, knowing when to exit risky relationships etc
• Work with various departments and colleagues across the business

What Makes You a Great Fit

• 1-2 years of relevant work experience (ideally in a finance-related role, but not required)
• You can demonstrate a consistent and strong academic record
• You have an interest in credit risk analysis and portfolio management
• You've completed an undergraduate degree in Business/Finance/Economics/Engineering/Law/Computer Science
• You can analyse and understand financial reporting (e.g. management accounts / financial models) presented by companies
• Comfortable leading regular internal and external (client) meetings and presenting findings and recommendations to Senior Stakeholders
• You are commercial in nature, quantitatively inclined and can juggle risk mitigation with growth

How You'll Stand Out

• ACA/ACCA/CFA/CIMA qualification
• Studying towards (or intending to study towards) a professional accounting/finance qualification
• Experience in MS Excel and/or SQL

What to Expect After You Apply
You can expect to hear from a member of our Talent Acquisition team soon. If we believe you're a good fit, the first step will be a conversation with a recruiter who will guide you through the next stages of the process. The full interview process, which includes meeting the Hiring Manager and completing a case study or interview loop, typically takes approximately four to six weeks.

The Perks of Being at Wayflyer

Time Off That Matters
Recharge with 25 days of paid annual leave, plus public holidays.

Your Wellbeing
Access support and resources to support your wellbeing, including our
Wellbeing @ Wayflyer
ERG.

Comprehensive Health & Protection
Stay covered with private healthcare, life insurance, and critical illness cover.

Secure Your Future with Our Pension Plan
Our pension plan helps you build a strong foundation for tomorrow, starting today.

Family-First Policies
We offer generous parental and adoptive leave, including 6 months of paid leave for Primary Caregivers and 3 months of paid leave for Secondary Caregivers.

Share in Our Success
With our equity scheme, you're not just an employee; you're a stakeholder in our journey.

Work From Abroad
Enjoy the freedom to work remotely from anywhere in the world for up to 60 calendar days a year.

Global Offices and Working Policy

Dublin, Our Buzzing HQ
Our headquarters operates a hybrid model. The number of in-office days depends on your team, but the majority of teams and our SLT are typically in 3-4 days per week, giving you valuable exposure to senior leadership.

London, One Big Family
Home to around 30 employees, our brand-new London office also runs on a hybrid model. You'll often find our CEO working alongside the team with regular visits.

Sydney, Small but Mighty
Our close-knit Sydney office has around 20 employees and follows a flexible hybrid model, fostering strong collaboration.

Atlanta, New York & Charlotte, Stateside Collaboration
Each of our US offices has 8-10 employees and operates with a flexible hybrid approach, blending in-person connection with remote freedom.

Remote, Across the US & Europe
The majority of our Tech org works remotely across the UK and Europe, coming together throughout the year for off-sites, company kick off and technical kick off. We also have a growing number of remote team members across the US.

How We Handle Your Personal Data
By submitting your application, you acknowledge that Wayflyer Limited will process your personal data for the purpose of evaluating your suitability for the role. Such processing is based on the need to take steps prior to entering into a potential employment agreement. To learn more about how we handle your personal data, you can contact our privacy team at or review our privacy notice

Our client, a global management firm, is adding a Credit Analyst to their team in Dublin. In this role, you'll leverage your analytical expertise to assess commercial credit opportunities to craft recommendations.

If you thrive in a collaborative, fast-paced environments where precision and sound judgment matter, this is an excellent opportunity to grow your career in commercial credit. You'll work closely with global teams across the organization and gain exposure to a wide range of industries.

Job Description

Our client, a global business with a critical hub based in Dublin, has an opening for a Credit Analyst to join its expanding team.

Key responsibilities will include:

• Analysing credit proposals of current and prospective clients (including Fortune 500 and SMEs)
• Ongoing portfolio monitoring/management of existing portfolio.
• Regular interaction with internal (commercial, legal, etc) and external (customers) stakeholders to ensure efficiency of credit decisioning.
• Adherence to credit policy, internal operating procedures, etc.

Requirements for this Role

• 3+ years' experience in credit underwriting, corporate banking, commercial lending or similar.
• Proven ability to work in a fast-paced commercially focused environment
• Excellent communication skills, both written and verbal

About Our Client

A leading global player in its sector

Remuneration

Attractive + bonus & benefits

Your application will be directed to
Daniel Corbett.

Not interested in this role, but know someone who might be? Refer a friend to FK International to receive a €500 voucher should we successfully place your friend. Please refer to our website for applicable Terms & Conditions.

Get started on an exciting career at Element

Element is the largest publicly traded pure-play automotive fleet manager in the world. Our success is driven by our Purpose to Move the world through intelligent mobility , and fueled by our team members who help our clients manage fleets that deliver the goods and services our communities rely on. We are looking for more Purpose-driven, client-centered, and inclusive team members to join us.

We are looking for.

Job Summary:

As a member of Element's Credit team, this role contributes to Element's profitable growth through the timely completion of high-quality credit underwriting and portfolio management duties.

Primary Responsibilities:

• Prepare detailed quantitative and qualitative written analysis of current and prospective commercial customer credit requests in a timely manner, concisely identifying relevant credit risks, mitigating factors, and recommending appropriate deal structures for management review and approval
• Provide ongoing monitoring of assigned portfolio of accounts, completing annual renewals ahead of expirations and identifying potential problem accounts for enhanced monitoring
• Consult and communicate with internal and external customers as necessary in completing credit-related requests, including underwriting, documentation and obtaining necessary deal structure requirements when applicable
• Obtain, investigate and analyze credit data; Spread financial statements
• Adhere to credit and operational policies and procedures, including completion of routine know-your-customer due diligence.

Key Interactions:

• Commercial team, Credit Team, Finance and Tax, Collections

Qualifications, Education, and Experience:

• Bachelor's Degree in Economics, Finance or Accounting
• 2+ years of credit underwriting or financial statement (cash flow) analysis experience in banking, commercial lending/leasing or financial services industries
• Self-starter with the ability to prioritize assigned workload to meet established deadlines
• Strong verbal and written interpersonal communication skills with the ability work effectively in a team environment and actively participate on virtual client calls at the C-Suite level
• Proficient with Microsoft Office product suite (PowerPoint, Excel, Word, Outlook) and internet-based applications
• Detail orientation and strong organizational and analytical skills
• Unquestionable ethics and integrity

As a Purpose-driven, client-centric organization, we are aligned by our shared Values across our global organization.

Our Values:

• We are always a force for good.
• We are experts defining the future of mobility.
• We are driven by client success.

Our Values define who and how we show up for each other and our clients, every day

Element and its wholly owned subsidiaries are an equal opportunity employer committed to diversity, equity, inclusion, and belonging. We are pleased to consider all qualified applicants for employment without regard to gender, civil status, family status, sexual orientation, religious belief, age, disability, race, colour, nationality, ethnic or national origins and membership of the travelling community. Disability-related accommodations during the application and interview process are available upon request. Should you require an accommodation with our hiring process, please send an email to

.

Applicants will be required to undergo a background check only if and after a conditional offer of employment has been extended.